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Author Topic:   Insurance
Wil C. Keener
Prowler Junkie

From:Uniontown,PA U.S.A
Registered: Apr 2003
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posted 02-23-2004 10:50 PM     Click Here to See the Profile for Wil C. Keener     send a private message to Wil C. Keener   Edit/Delete Message   Reply w/Quote   Search for more posts by Wil C. Keener
I just got my premium for $ 663.00 a year for agreed value,no limits on miles. Grundy Collector Car Ins.
grinchmob


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Prowler Junkie

From:Anoka, MN
Registered: Feb 2004
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posted 02-24-2004 12:12 AM     Click Here to See the Profile for grinchmob     send a private message to grinchmob   Edit/Delete Message   Reply w/Quote   Search for more posts by grinchmob
I am thinking about buying. I called my agent today and it was 781.00 a year. Half that if I drop the collision for winter.
RADCAT RICH


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Prowler Junkie

From:SUGAR LAND, TX. USA
Registered: Dec 2003
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posted 02-24-2004 02:44 PM     Click Here to See the Profile for RADCAT RICH     send a private message to RADCAT RICH   Edit/Delete Message   Reply w/Quote   Search for more posts by RADCAT RICH
just looking at the yrly price that you pay is not sufficient.

the state and county live in
the dollar amount the kat is insured for!!!!!

multi car discount,# of drivers,occassional useage(# of miles /yr)

all of you should repost if really comparing

What is entailed in "AGREED VALUE"

MDProwler



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Prowler Junkie

From:Fallston,MD USA
Registered: Jul 2003
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posted 02-24-2004 09:06 PM     Click Here to See the Profile for MDProwler     send a private message to MDProwler   Edit/Delete Message   Reply w/Quote   Search for more posts by MDProwler
I just got two rate quotes, one from Hagerty and the other from Grundy. Hagerty was $759 with agreed value of $50k, no deductibles on coll and comp. Grundy was $730 for same coverage. I think I will be changing very soon. I now pay over $1300 yr.
Grundy
Hagerty

Get a free quote

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Gary K

This message has been edited by MDProwler on 02-24-2004 at 09:07 PM

YellowFever
unregistered

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posted 02-25-2004 08:20 AM           send a private message to MDProwler   Edit/Delete Message   Reply w/Quote   Search for more posts by YellowFever
The only way to compare if you got a good deal or not, would be to find other Prowler owners of same age group in your immediate area.

Anything else posted is meaningless because it not only varies from state to state but, also within each state depending on statistics for a given geography and density.

We recently moved about 600 yards from our last home and our insurance dropped dramatically. Why? We moved from what is considered a high density, higher crime, high accident rate county to one that is not.

Still do most of my driving in the other county but, it's dictated by where you live, not drive.

warmncool



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Prowler Junkie

From:Hot Springs, Ar.
Registered: Sep 2003
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posted 02-25-2004 10:15 AM     Click Here to See the Profile for warmncool     send a private message to warmncool   Edit/Delete Message   Reply w/Quote   Search for more posts by warmncool
The Hagerty or Grundy sounds like the way to go. Does anyone have any experience with either one? My quote from Hagerty is half what I am paying Farmers..
spoons


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From:West Palm Beach, FL
Registered: Sep 2000
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posted 02-25-2004 10:26 AM     Click Here to See the Profile for spoons     send a private message to spoons   Edit/Delete Message   Reply w/Quote   Search for more posts by spoons
27 yrs old, 5 tickets, $500 deduc, $920 a year with STATE FARM.


I would try some Exotic/Speciality Car Insurance companies. I know a few companies that will insure they Prowler. Some have a mileage restriction (less than 2000 mi yr) but others don't. You must be at least 25 yrs old (Isn't that age discrimination?)

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Brian K. Richardson
West Palm Beach, FL
http://www.brianrichardson.net

1997 Purple W/ 1997 Mopar Trailer
TGF Metalcrafters Rear Spoiler ~ Splash Guards(Front + Back) ~ Ceramic brake pads (front) ~ "Cracked Ice" shimmers on rear bumpers ~ Magic Touch Design 2.2 Air Intake ~ Purple Painted Shift Bezel ~ Trailer Leather Bra ~ Complete, Speaker Upgrade ~ $15 chrome grill ~ Front Suspension Brace ~ 2001 Prowler Ignition Key ~ Louvered Transmission Cover ~ Flamed Panther Prowler "Cat-Skins" seat covers.

Dale Beaman

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Prowler Junkie

From:Lexington, KY, USA
Registered: Aug 2002
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posted 02-25-2004 10:28 AM     Click Here to See the Profile for Dale Beaman     send a private message to Dale Beaman   Edit/Delete Message   Reply w/Quote   Search for more posts by Dale Beaman
$385 every 6 months with State Farm. Good driving record and it is my 3rd vehicle. As Ed says location makes a big difference, also age, driving record and previous claim history.
spoons


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From:West Palm Beach, FL
Registered: Sep 2000
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posted 02-25-2004 10:35 AM     Click Here to See the Profile for spoons     send a private message to spoons   Edit/Delete Message   Reply w/Quote   Search for more posts by spoons
One thing different with Hagerty & Grudy insurance compared to your standard insurance co. (State Farm, Allstate & etc.) is Hagerty & Grudy assign a value to your car (i.e. $50k) where as standard Insurance companies will only give you market value (i.e.$35k). This really effects you if you have a custom paint job or lots of mods on your car. because in a total loss you would never get the proper payout for your car if it got totalled.

my 2 cents

Bob Miller





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Prowler Junkie

From:Alexandria, Virginia, United States
Registered: Oct 2003
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posted 02-25-2004 11:56 AM     Click Here to See the Profile for Bob Miller     send a private message to Bob Miller   Edit/Delete Message   Reply w/Quote   Search for more posts by Bob Miller
It's become obvious to me that I'm paying too much in auto insurance for my two vehicles. While I understand a lot of factors dictate the rate one gets, this thread has been vary valuable to me and is just one more reason this site is so useful. Thanks!
Bob Goetz


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Mr. Real Rod

From:Belle Plaine MN USA
Registered: May 2001
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posted 02-25-2004 12:21 PM     Click Here to See the Profile for Bob Goetz     send a private message to Bob Goetz   Edit/Delete Message   Reply w/Quote   Search for more posts by Bob Goetz
My 57 Chev is with Grundy all my other cars are with American Family. I have had claims with American Family and they seem to be fair. My son on the other hand has Progressive and I am having to deal with them ( 3 Weeks now ) on a total loss, what a bunch of CRAP. On a car that has a $6600 NADA Book and a $7150 Kelly Book and a $6390 Edmunds book their opening offer was $4900 before deductible, they now have their offer up to $5900 and I would have taken that 2 weeks ago but know I am going for $6500 just because they have been a pain. He is shipping out for Japan Friday and will not need a car for 16 months so I have all the time in the world. Sorry for the rambling.

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warmncool



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Prowler Junkie

From:Hot Springs, Ar.
Registered: Sep 2003
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posted 02-25-2004 01:02 PM     Click Here to See the Profile for warmncool     send a private message to warmncool   Edit/Delete Message   Reply w/Quote   Search for more posts by warmncool
Has anyone had claims with Grundy or Hagerty?..Negatives or positives?
Bob Goetz


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Mr. Real Rod

From:Belle Plaine MN USA
Registered: May 2001
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posted 02-25-2004 05:58 PM     Click Here to See the Profile for Bob Goetz     send a private message to Bob Goetz   Edit/Delete Message   Reply w/Quote   Search for more posts by Bob Goetz
I had a claim with Grundy about 4 years ago and from the time I reported it to the time I had a check was 4 or 5 days. My Corvette was hit in a parking lot no body saw it claim was $5000 and change.

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mojoriser

Prowler Junkie

From:Plano, TX, USA
Registered: Feb 2002
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posted 02-27-2004 04:40 PM     Click Here to See the Profile for mojoriser     send a private message to mojoriser   Edit/Delete Message   Reply w/Quote   Search for more posts by mojoriser
I'm paying about $400/year with Allstate, coverage out the yin-yang for my '97. 38, clean record, lots of discounts: driver course, multi-car, multi-policy, anti-theft, etc...

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Prowler #86

Bob Goetz


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Mr. Real Rod

From:Belle Plaine MN USA
Registered: May 2001
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posted 02-27-2004 05:04 PM     Click Here to See the Profile for Bob Goetz     send a private message to Bob Goetz   Edit/Delete Message   Reply w/Quote   Search for more posts by Bob Goetz
UPDATE! I won my battle I got them from $4900 to $6625 plus another $430 for sales tax.

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Wil C. Keener
Prowler Junkie

From:Uniontown,PA U.S.A
Registered: Apr 2003
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posted 02-27-2004 06:57 PM     Click Here to See the Profile for Wil C. Keener     send a private message to Wil C. Keener   Edit/Delete Message   Reply w/Quote   Search for more posts by Wil C. Keener
Way to GO ! A little BITCHEN go a long way !
Cngrates !

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