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Author Topic:   Busted up 02' Inca Gold
buck142599

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From:Sacramento, CA, USA
Registered: Jan 2002
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posted 04-28-2003 11:44 AM     Click Here to See the Profile for buck142599     send a private message to buck142599   Edit/Delete Message   Reply w/Quote   Search for more posts by buck142599
Traveling the other day through a nice small germany town and wham. Some 70 year old fails to yield and takes off my rear end. He it the driver door and kept doing into the rear tire. Now the driver rear tire is facing about 15 degrees off of straight. Repair shop looking at it but it doesn't look good. Bent frame, broken welds, a ton of body damage. Insurance works weird over here. no pain and suffering. now for my question: For those of you with experiance, should I fight to have the insurance total the car and start over, or if they can fix it let them? What kind of figures am i looking at for lost value even if they fix it perfectly? What can I claim if they do total it? Just what I owe, what mine costs new, or what replacment would be?

Luckily my wife and I were fine for the most part and the police say it is clear as day that it is 100% his fault.

Thanks,

Dennis

------------------
2002 Inca Gold

Only mod: (So Far) Front Mud Flaps

pumpkin


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From:Las Cruces, NM, USA
Registered: Dec 2001
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posted 04-28-2003 12:11 PM     Click Here to See the Profile for pumpkin     send a private message to pumpkin   Edit/Delete Message   Reply w/Quote   Search for more posts by pumpkin
Glad your both okay .Sad about the kat.

------------------

Current mods: Mopar dual exhaust & front mudflaps; MacMotorsports Air Intake;
Real Rod Air Patrol; Graphics by Balistek Designs; ($8) Chrome grille; Chrome
tire valve-stem covers; Painted rear bumper lettering; Prowler Pro Gears; Synthetic
Oil; Raybestos Ceramic Brake Pads; TGF Door Panel Inserts & Headrest Covers;
SheepskinExpress Sheepskin Seatcovers; Grille Light; Pinstriping by Bo Boring;
Painted Valve Cover; Window Tinting; Windshield Visor Banner; Front Bumper
Removal / Relocation of Front Turn Signal Lights; Real Rod Transmission Cooler
Cover, Sill and Carper Covers, Aero Front Covers and Roadster Rear Pan and
rear bumpers removed.

More 'Pumpkin' photos . . . . . More cars and other stuff

New pictures in Personal Scrapbook (02/23/03)

"I may have to grow older, but I do not have to grow up!"

CJ





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From:Rochester Hills, MI USA
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posted 04-28-2003 03:44 PM     Click Here to See the Profile for CJ     send a private message to CJ   Edit/Delete Message   Reply w/Quote   Search for more posts by CJ
Sorry to hear about the accident. Based on your description, I would be very leery especially about the frame damage, and that's not something you can fix. I would have it inspected thoroughly. If it can be proved there is frame damage, I would insist they total it, write a check and buy a new one.

I would be looking at what you paid for it and what a new replacement would be. If you need help locating a new gold Prowler, I have the list of where all remaining new Prowlers are located. You can contact me through my email.

Am so glad that you and your wife were okay.

CapitalCat





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posted 04-28-2003 04:19 PM     Click Here to See the Profile for CapitalCat     send a private message to CapitalCat   Edit/Delete Message   Reply w/Quote   Search for more posts by CapitalCat
Glad to hear you're alright. You sure it wasn't Chancellor Schroeder who ran into you, trying to bust up the ultimate American icon?
BeWare





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From:Acworth , Georgia , USA
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posted 04-28-2003 04:32 PM     Click Here to See the Profile for BeWare     send a private message to BeWare   Edit/Delete Message   Reply w/Quote   Search for more posts by BeWare
Sorry to hear about your Kat getting crunched. Glad everyonre is OK. Sounds like a total to me. On my Prowler finance loan I have something called GAP Insurance. If the insurance company doesn't covered what is owed this will make yp the diffrence. I doubt in the insurance comapny will give you more than book value or the replacment cost.

This message has been edited by BeWare on 04-28-2003 at 04:33 PM

Marty Usher



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posted 04-28-2003 04:52 PM     Click Here to See the Profile for Marty Usher     send a private message to Marty Usher   Edit/Delete Message   Reply w/Quote   Search for more posts by Marty Usher
Like others have posted, glad you are Ok but sorry about the Prowler! I would suspect frame damage means a total. I hope things work out with the insurance company. Must be really cool driving a Prowler in Europe?
WildCat





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posted 04-28-2003 05:47 PM     Click Here to See the Profile for WildCat     send a private message to WildCat   Edit/Delete Message   Reply w/Quote   Search for more posts by WildCat
Sounds like more damage than Gary C. had and with his frame replacement I heard they had somewhere around 36K in repairs when all was said and done

My guess they will total it.

As far as insurance paying, I would think they should replace it, but they do not like to pay more than they have to, so hope you come out OK on it. I ask for replacement value on my insurance when I bought the car, if you have this on yours then maybe your insurance might have to fight their company.

Glad to heard you and your wife is OK

------------------
Larry & Sue Mayes

JRL

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posted 04-28-2003 05:56 PM     Click Here to See the Profile for JRL     send a private message to JRL   Edit/Delete Message   Reply w/Quote   Search for more posts by JRL
You must have frame damage and from what's been said here about Prowler frames, I most certainly would try and get the thing totaled and buy another.
JRL
YellowFever
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posted 04-28-2003 06:12 PM           send a private message to JRL   Edit/Delete Message   Reply w/Quote   Search for more posts by YellowFever
Frame damage does not necessarily equate to a totaled car.

I know because I've had two cars broadsided that damaged and bent the frame. Both times, the other party was ticketed and at fault. In one case, arrested for being drunk.

In both cases, they used a frame puller set-up to pull it back into shape.

No, they never road the same again nor looked the same but, insurance companies don't care about that.

I think in most states to total a car, the damage has to be equal to or greater then 75% of the replacement cost.

Knowing this, body shops will always low bid to be way under that 75% rule. Why? Because they don't get the business if the car is totaled.

If not, they can do the repair work and then add more to the cost later. Once into the repairs, the insurance companies will cough up more cash to get it all done.

In other words, your car can actually have 85% damage to it and they will pay for it so long as it initially was reported as less then the 75% rule.


Dale Beaman

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posted 04-28-2003 07:26 PM     Click Here to See the Profile for Dale Beaman     send a private message to Dale Beaman   Edit/Delete Message   Reply w/Quote   Search for more posts by Dale Beaman
Sad to hear about the accident. Glad you didn't get hurt.
If they total you car and want another gold contact Freedom Dodge in Lexington, KY. They have a new never titled gold on the showroom floor.
BeWare





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posted 04-28-2003 07:32 PM     Click Here to See the Profile for BeWare     send a private message to BeWare   Edit/Delete Message   Reply w/Quote   Search for more posts by BeWare
YF. The big question about this frame debate is: can normal frame straigtening procedures be applied to an aluminum frame? Also kepp in mind he has many broken welds. Remember the weld issues on some e 99's. Chrysler chose to replace the cars rather than trying to fix them. There nust have been a reason for this.
JeraneW





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From:Hilton Head, South Carolina , USA
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posted 04-28-2003 08:40 PM     Click Here to See the Profile for JeraneW     send a private message to JeraneW   Edit/Delete Message   Reply w/Quote   Search for more posts by JeraneW
Sorry to hear, but glad no injuries. Makes me want to cry to hear of a Kat getting smacked. Good luck
johnny


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From:Port Arthur,Tx
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posted 04-29-2003 12:46 AM     Click Here to See the Profile for johnny     send a private message to johnny   Edit/Delete Message   Reply w/Quote   Search for more posts by johnny
Sorry to hear about your Prowler. But glad to hear that you and your wife are fine. When you did drive on the Autobahn how fast did you get your Prowler going? I know if I would have had my Prowler there in Germany when I was stationed there, I would have seen what she could do on the Autobahn.
Kozican


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posted 04-30-2003 01:03 PM     Click Here to See the Profile for Kozican     send a private message to Kozican   Edit/Delete Message   Reply w/Quote   Search for more posts by Kozican
Buck,
You have a private message.......

Pay no attention to YF. This is just another case of him sticking his nose in something he knows NOTHING about. Or his knowledge is LIMITED from his TWO experiances.

If you need an expert, ask fixumm or myself. We handle this stuff on a daily basis....

Koz

DR PROWLER



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posted 04-30-2003 02:59 PM     Click Here to See the Profile for DR PROWLER     send a private message to DR PROWLER   Edit/Delete Message   Reply w/Quote   Search for more posts by DR PROWLER
Your safety comes first,of course.
I hope everything works out O.K.
YellowFever
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posted 04-30-2003 03:35 PM           send a private message to DR PROWLER   Edit/Delete Message   Reply w/Quote   Search for more posts by YellowFever
quote:
Originally posted by BeWare:
YF. The big question about this frame debate is: can normal frame straigtening procedures be applied to an aluminum frame? Also kepp in mind he has many broken welds. Remember the weld issues on some e 99's. Chrysler chose to replace the cars rather than trying to fix them. There nust have been a reason for this.

I completely agree with you but, I see cars all the time I'd consider totaled getting fixed.

Just cause Chrysler did what was right doesn't mean Bob's fixit shop or the local dealer will. Remember, if it's a total, to them there is no money in it.

What's eatten you koz? Don't like someone trying to help a guy with a wrecked car out? Ultimately it's up to him what to decide, I'm just offering incite as to making sure he doesn't take the person writing the estimate as defacto.

CJ





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posted 04-30-2003 04:41 PM     Click Here to See the Profile for CJ     send a private message to CJ   Edit/Delete Message   Reply w/Quote   Search for more posts by CJ
Dennis..............check your email........I sent you a list.
Gary C


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posted 04-30-2003 06:27 PM     Click Here to See the Profile for Gary C     send a private message to Gary C   Edit/Delete Message   Reply w/Quote   Search for more posts by Gary C
First of all you guys are OK, Wildcat was right, 36,000.00 US Dollars, would I do it if I had a stock Prowler, no, total it and get a fresh one, would I do it again with the one that I had over 70k in, I don't know, I am still at least 10K away from the car being better than new. Which will come out of my pocket.......

Please keep of informed and I hope DC knows that Alcoa has some frames sitting there like they didn't when I was trying to get one.

------------------

HiBoy by Prowler Products
Marc-Colo-99


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posted 04-30-2003 06:38 PM     Click Here to See the Profile for Marc-Colo-99     send a private message to Marc-Colo-99   Edit/Delete Message   Reply w/Quote   Search for more posts by Marc-Colo-99
[QUOTE]Originally posted by CJ:
[B]Dennis..............check your email........I sent you a list.

CJ,CJ,CJ
Are you at it again? Helping out Prowler owners with problems.
The way you and Bob look out after Prowler owners in distress you deserve medals.

------------------

CJ





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posted 04-30-2003 09:43 PM     Click Here to See the Profile for CJ     send a private message to CJ   Edit/Delete Message   Reply w/Quote   Search for more posts by CJ
Well, heck, Marc...........we helped you didn't we? lol! In spite of the fact that you ran over my purse.......
Marty Usher



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posted 04-30-2003 09:50 PM     Click Here to See the Profile for Marty Usher     send a private message to Marty Usher   Edit/Delete Message   Reply w/Quote   Search for more posts by Marty Usher
CJ - I didn't know I was suppose to smash something of yours. Bring an item you really like to Louisville and I'll see if I can do a burn out on it!
Gary Archer


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posted 05-01-2003 06:56 AM     Click Here to See the Profile for Gary Archer     send a private message to Gary Archer   Edit/Delete Message   Reply w/Quote   Search for more posts by Gary Archer
Marty.........You rained on her new Candy Red !!
CJ





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posted 05-01-2003 08:23 AM     Click Here to See the Profile for CJ     send a private message to CJ   Edit/Delete Message   Reply w/Quote   Search for more posts by CJ
LOL! I'll try to remember to bring something, Marty!!
fixumm


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From:Roselle ILL
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posted 05-01-2003 08:27 AM     Click Here to See the Profile for fixumm     send a private message to fixumm   Edit/Delete Message   Reply w/Quote   Search for more posts by fixumm
quote:
Originally posted by Kozican:
Buck,


Pay no attention to YF. This is just another case of him sticking his nose in something he knows NOTHING about.

Koz


Kozicann you hit that nail right on the head.........Every insurance company is different and pays a different dollar amount and also it depends what kind of insurance policy you took out and many other things. YF remember the third time will be a charm( for us)

Kozican


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posted 05-01-2003 10:01 AM     Click Here to See the Profile for Kozican     send a private message to Kozican   Edit/Delete Message   Reply w/Quote   Search for more posts by Kozican
Thanks for the back up fixumm

YF....no big deal.....several times you voice YOUR experiances as being the CORRECT and ONLY one. Not true! There are no two circumstances or accidents the same. There are a WHOLE LOT OF FACTORS involved in each case. Its not so cut and dry as you put it. Think before you speak....it could save your face!

Im somewhat of and expert in the collision/auto insurance field.....its my JOB!!


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