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Author Topic:   last weeks poll---insurance
cmblockhus



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posted 01-20-2003 02:06 AM     Click Here to See the Profile for cmblockhus     send a private message to cmblockhus   Edit/Delete Message   Reply w/Quote   Search for more posts by cmblockhus
Wow for the first time in months I was able to vote, mine is between 600 and 800.

block-buster

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"SUNKIST"
2001 Orange cat

This message has been edited by cmblockhus on 01-27-2003 at 12:09 AM

Rare1


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posted 01-20-2003 02:11 AM     Click Here to See the Profile for Rare1     send a private message to Rare1   Edit/Delete Message   Reply w/Quote   Search for more posts by Rare1
I pay just USD 200 a year, but then I have a restriction - I may only use the car for "pleasure" driving, and not as a daily driver! I can live with that!

Mikael

Bob Harder


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posted 01-20-2003 12:31 PM     Click Here to See the Profile for Bob Harder     send a private message to Bob Harder   Edit/Delete Message   Reply w/Quote   Search for more posts by Bob Harder
HELP!!

I am way off the chart at the high end with insurance (no previous claims, good driver, etc....)

What level coverage do folks have who are in the $600-800 range? I have $100/200k bodily, $25000 property, comp deduct of $200, collision deduct of $500, only 5000 miles a year...

I am with USAA and usually their rates are great...

Any particular carriers that seem to have good prices?

p.s. For a '99 that is out of warranty, can a after-market warranty still be purchased?

Gary C


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posted 01-20-2003 12:49 PM     Click Here to See the Profile for Gary C     send a private message to Gary C   Edit/Delete Message   Reply w/Quote   Search for more posts by Gary C
Which Pool are you talking about? heated? you can edit the topic, click on edit and look up at the top to change or correct for heading,
Bob Harder


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posted 01-20-2003 01:43 PM     Click Here to See the Profile for Bob Harder     send a private message to Bob Harder   Edit/Delete Message   Reply w/Quote   Search for more posts by Bob Harder
The poll ('pool') of insurance costs for the Prowler...
cmblockhus



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posted 01-20-2003 02:03 PM     Click Here to See the Profile for cmblockhus     send a private message to cmblockhus   Edit/Delete Message   Reply w/Quote   Search for more posts by cmblockhus
OK, so Im old and never went past the fixum school of spelling yes it is Poll.

I have state farm 50 deduct on comp 500K on coverage and full time driver every day the 01 is a little higher then the 99 but not that much

CTProwler



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posted 01-23-2003 10:37 PM     Click Here to See the Profile for CTProwler     send a private message to CTProwler   Edit/Delete Message   Reply w/Quote   Search for more posts by CTProwler
It all depends how much of the year you have it insured. I drop my insurance on my convertibles end of OCT,or if it Snows. I put it back on usually sometime late march. I let the sand wash off the roads alot first. So if you look at it that way its not Bad. Year round is about $1100. 1 Truck and four sports cars $5600 yr. It all depends on your Cars value also, size engine etc. You wouldn't want to drive your kat now in CT. Sand pelting your front end from the cars in front of you would destroy your car

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ed monahan





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posted 01-23-2003 10:40 PM     Click Here to See the Profile for ed monahan     send a private message to ed monahan   Edit/Delete Message   Reply w/Quote   Search for more posts by ed monahan
Actually the location is the biggest factor in determining rates. Higher accident locales, higher lawsuit states and places where cars are stolen a lot are the main culprit. Your driving record plays into also. The type of cars that get stolen a lot (for parts) to repair wrecks also is a factor.
I am not an insurance salesman but I used to have insurance on some of my cars. lol.
Prowler

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posted 01-23-2003 11:43 PM     Click Here to See the Profile for Prowler     send a private message to Prowler   Edit/Delete Message   Reply w/Quote   Search for more posts by Prowler
Bob,

Sent you a PM.

Steven R. Gary


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posted 01-24-2003 06:33 AM     Click Here to See the Profile for Steven R. Gary     send a private message to Steven R. Gary   Edit/Delete Message   Reply w/Quote   Search for more posts by Steven R. Gary
Bob, I'm in Indiana with Moterist Mutual. From Nov 1 thru April 15 I pay only comp and keep it in the garage. $292 for that time period, that is with $50 ded. During the remainder of the year Collision is added with a $250 deductable and rate goes to $574 for 6 months. Now you have some comparison figures. Oh, and this rate has no limitations on mileage or where I can drive it.
Bob Harder


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posted 01-25-2003 10:21 PM     Click Here to See the Profile for Bob Harder     send a private message to Bob Harder   Edit/Delete Message   Reply w/Quote   Search for more posts by Bob Harder
Thanks, Stephen...

I will be checking out various carriers and will post results....

This message has been edited by Bob Harder on 01-25-2003 at 10:21 PM

Bob Hacker




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posted 01-26-2003 07:49 AM     Click Here to See the Profile for Bob Hacker     send a private message to Bob Hacker   Edit/Delete Message   Reply w/Quote   Search for more posts by Bob Hacker
Hi Bob,
I had a great time last Oct. I hope I can do it again.
I have State Farm, I keep full coverage all year, no driving restrictions.
Bodily injury & Property damage coverage 100/300/50
Medical payments coverage 100000
Comprehensive NO deductible
Collision $250 deductible
Emergency road service
Uninsured / underinsured 100/300
auto death indemnity 1 @ 5000
I pay $367.12 for 6 months $734.24 for the year.
Bob
My '99 is still under warranty for another 1-1/2 years.

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This message has been edited by hack1320 on 01-26-2003 at 07:53 AM

Bob Harder


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posted 01-26-2003 10:18 AM     Click Here to See the Profile for Bob Harder     send a private message to Bob Harder   Edit/Delete Message   Reply w/Quote   Search for more posts by Bob Harder
Thanks, Bob...

I will be calling State Farm tomorrow...we'll see how CA rates compare to IL...

TriJim



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posted 01-26-2003 05:24 PM     Click Here to See the Profile for TriJim     send a private message to TriJim   Edit/Delete Message   Reply w/Quote   Search for more posts by TriJim
Bob H -- If you're looking for additional data points before you make a decision -- I also have USAA insurance and a clean family driving history (no claims or tickets in > 10 years), 5000 annual mileage predicted, shown as pleasure (not work), 100/300 bodily injury, 50k property damage, similar deductables. The Prowler premium is $506 per 6 mo, Viper is $647 per 6 mo.

I've attributed the higher rates to my 18 year-old son with no accidents and fact that I must maintain both Pennsylvania and Texas no-fault limits. Daughter will turn 16 next month. Let me know how you make out with State Farm.

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Jim B.
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'02 Final Edition Viper #264
www.FEViper.com

Neal & Mary Ann Bardens


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posted 01-26-2003 06:15 PM     Click Here to See the Profile for Neal & Mary Ann Bardens     send a private message to Neal & Mary Ann Bardens   Edit/Delete Message   Reply w/Quote   Search for more posts by Neal & Mary Ann Bardens
quote:
Originally posted by Steven R. Gary:
Bob, I'm in Indiana with Moterist Mutual. From Nov 1 thru April 15 I pay only comp and keep it in the garage. $292 for that time period, that is with $50 ded. During the remainder of the year Collision is added with a $250 deductable and rate goes to $574 for 6 months. Now you have some comparison figures. Oh, and this rate has no limitations on mileage or where I can drive it.

Check out Indiana Farm Bureau, I only pay $69.00 for 6 months storage.

ed monahan





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posted 01-26-2003 10:45 PM     Click Here to See the Profile for ed monahan     send a private message to ed monahan   Edit/Delete Message   Reply w/Quote   Search for more posts by ed monahan
Blockbuster, can you change the heading to LAST week's poll, now that we are into a new week? lol
cmblockhus



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posted 01-27-2003 12:11 AM     Click Here to See the Profile for cmblockhus     send a private message to cmblockhus   Edit/Delete Message   Reply w/Quote   Search for more posts by cmblockhus
Any thing for you Ed
ALLEY CAT





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posted 01-27-2003 06:52 AM     Click Here to See the Profile for ALLEY CAT     send a private message to ALLEY CAT   Edit/Delete Message   Reply w/Quote   Search for more posts by ALLEY CAT
BlockBuster - Be careful when you answer Ed's request that way


BTW - State Farm,,,,,,,,7500 miles per year limit,,,$580 a year. Been with them for 40 yrs,,,multi-car, multi-line, safe driver discounts.........

Bob Hacker




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posted 01-27-2003 07:36 AM     Click Here to See the Profile for Bob Hacker     send a private message to Bob Hacker   Edit/Delete Message   Reply w/Quote   Search for more posts by Bob Hacker
quote:
Originally posted by ALLEY CAT:
BTW - State Farm,,,,,,,,7500 miles per year limit,,,$580 a year. Been with them for 40 yrs,,,multi-car, multi-line, safe driver discounts.........[/B]

AC,
That must be why you never drive your car, last year I put 14,000 my car and it's in storage now.
Bob

FL Phil




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posted 01-27-2003 05:07 PM     Click Here to See the Profile for FL Phil     send a private message to FL Phil   Edit/Delete Message   Reply w/Quote   Search for more posts by FL Phil
Bob,

Try Gieco!
We pay ~$2,200 $500K/$500K BI $100K PD $50K medical $250 Comp $500 Collision deductible + Uninsured motorists + towing for the 2 Prowlers, PT Cruiser, & Mighty Max truck all with 8K miles/year.

We also have our home owners with Gieco.

Good luck.

This message has been edited by CA Phil on 01-27-2003 at 05:08 PM

jeffsurp

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posted 01-27-2003 08:31 PM     Click Here to See the Profile for jeffsurp     send a private message to jeffsurp   Edit/Delete Message   Reply w/Quote   Search for more posts by jeffsurp
You might want to consider adding an umbrella policy to your homeowners policy vs. additional liability insurance. We currently pay $150.00 annually for a $2,000,000 umbrella policy (Nationwide). This covers an additional building lot that we own in addition to covering any additional car insurance. This may save many of you additional duplicate coverage on owning several cars plus property.
Todd Cameron
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posted 01-27-2003 08:58 PM           send a private message to jeffsurp   Edit/Delete Message   Reply w/Quote   Search for more posts by Todd Cameron
hmmm, gotta call on that one

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2000 Black, 2001 Black Tie, 2001 Orange, 2001 Silver, 2001 Muholland

Steven R. Gary


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posted 01-28-2003 06:13 AM     Click Here to See the Profile for Steven R. Gary     send a private message to Steven R. Gary   Edit/Delete Message   Reply w/Quote   Search for more posts by Steven R. Gary
Thanks MaryAnn & Neal, I will check out Indiana Satate Farm. I wouldn't mind paying a little less.

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