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Author | Topic: last weeks poll---insurance |
cmblockhus POA Site Supporter Prowler Junkie From:Citrus Heights CA. |
posted 01-20-2003 02:06 AM
Wow for the first time in months I was able to vote, mine is between 600 and 800. block-buster ------------------
This message has been edited by cmblockhus on 01-27-2003 at 12:09 AM |
Rare1 POA Site Supporter Prowler Junkie From:Sweden |
posted 01-20-2003 02:11 AM
I pay just USD 200 a year, but then I have a restriction - I may only use the car for "pleasure" driving, and not as a daily driver! I can live with that! Mikael |
Bob Harder POA Site Supporter Prowler Junkie Personal ScrapBook From:Windsor, CA, USA |
posted 01-20-2003 12:31 PM
HELP!! I am way off the chart at the high end with insurance (no previous claims, good driver, etc....) What level coverage do folks have who are in the $600-800 range? I have $100/200k bodily, $25000 property, comp deduct of $200, collision deduct of $500, only 5000 miles a year... I am with USAA and usually their rates are great... Any particular carriers that seem to have good prices? p.s. For a '99 that is out of warranty, can a after-market warranty still be purchased? |
Gary C POA Site Supporter Prowler Junkie Personal ScrapBook From:San Diego Area |
posted 01-20-2003 12:49 PM
Which Pool are you talking about? heated? you can edit the topic, click on edit and look up at the top to change or correct for heading, |
Bob Harder POA Site Supporter Prowler Junkie Personal ScrapBook From:Windsor, CA, USA |
posted 01-20-2003 01:43 PM
The poll ('pool') of insurance costs for the Prowler... |
cmblockhus POA Site Supporter Prowler Junkie From:Citrus Heights CA. |
posted 01-20-2003 02:03 PM
OK, so Im old and never went past the fixum school of spelling yes it is Poll. I have state farm 50 deduct on comp 500K on coverage and full time driver every day the 01 is a little higher then the 99 but not that much |
CTProwler POA Site Supporter Prowler Junkie From:Sherman CT USA |
posted 01-23-2003 10:37 PM
It all depends how much of the year you have it insured. I drop my insurance on my convertibles end of OCT,or if it Snows. I put it back on usually sometime late march. I let the sand wash off the roads alot first. So if you look at it that way its not Bad. Year round is about $1100. 1 Truck and four sports cars $5600 yr. It all depends on your Cars value also, size engine etc. You wouldn't want to drive your kat now in CT. Sand pelting your front end from the cars in front of you would destroy your car ------------------ |
ed monahan POA Lifetime Site Supporter Prowler Junkie Personal ScrapBook From:Cincinnati, Oh, USA |
posted 01-23-2003 10:40 PM
Actually the location is the biggest factor in determining rates. Higher accident locales, higher lawsuit states and places where cars are stolen a lot are the main culprit. Your driving record plays into also. The type of cars that get stolen a lot (for parts) to repair wrecks also is a factor. I am not an insurance salesman but I used to have insurance on some of my cars. lol. |
Prowler POA Site Supporter Prowler Junkie From:Erhard, MN |
posted 01-23-2003 11:43 PM
Bob, Sent you a PM. |
Steven R. Gary POA Site Supporter Prowler Junkie From:Mendon, MI 49072 |
posted 01-24-2003 06:33 AM
Bob, I'm in Indiana with Moterist Mutual. From Nov 1 thru April 15 I pay only comp and keep it in the garage. $292 for that time period, that is with $50 ded. During the remainder of the year Collision is added with a $250 deductable and rate goes to $574 for 6 months. Now you have some comparison figures. Oh, and this rate has no limitations on mileage or where I can drive it. |
Bob Harder POA Site Supporter Prowler Junkie Personal ScrapBook From:Windsor, CA, USA |
posted 01-25-2003 10:21 PM
Thanks, Stephen... I will be checking out various carriers and will post results.... This message has been edited by Bob Harder on 01-25-2003 at 10:21 PM |
Bob Hacker POA Site Supporter Prowler Junkie From:McHenry IL USA |
posted 01-26-2003 07:49 AM
Hi Bob, I had a great time last Oct. I hope I can do it again. I have State Farm, I keep full coverage all year, no driving restrictions. Bodily injury & Property damage coverage 100/300/50 Medical payments coverage 100000 Comprehensive NO deductible Collision $250 deductible Emergency road service Uninsured / underinsured 100/300 auto death indemnity 1 @ 5000 I pay $367.12 for 6 months $734.24 for the year. Bob My '99 is still under warranty for another 1-1/2 years. ------------------ This message has been edited by hack1320 on 01-26-2003 at 07:53 AM |
Bob Harder POA Site Supporter Prowler Junkie Personal ScrapBook From:Windsor, CA, USA |
posted 01-26-2003 10:18 AM
Thanks, Bob... I will be calling State Farm tomorrow...we'll see how CA rates compare to IL... |
TriJim POA Site Supporter Prowler Junkie From:Chambersburg, PA |
posted 01-26-2003 05:24 PM
Bob H -- If you're looking for additional data points before you make a decision -- I also have USAA insurance and a clean family driving history (no claims or tickets in > 10 years), 5000 annual mileage predicted, shown as pleasure (not work), 100/300 bodily injury, 50k property damage, similar deductables. The Prowler premium is $506 per 6 mo, Viper is $647 per 6 mo. I've attributed the higher rates to my 18 year-old son with no accidents and fact that I must maintain both Pennsylvania and Texas no-fault limits. Daughter will turn 16 next month. Let me know how you make out with State Farm. ------------------ |
Neal & Mary Ann Bardens POA Site Supporter Prowler Junkie From:Lowell Indiana USA |
posted 01-26-2003 06:15 PM
quote: Check out Indiana Farm Bureau, I only pay $69.00 for 6 months storage. |
ed monahan POA Lifetime Site Supporter Prowler Junkie Personal ScrapBook From:Cincinnati, Oh, USA |
posted 01-26-2003 10:45 PM
Blockbuster, can you change the heading to LAST week's poll, now that we are into a new week? lol |
cmblockhus POA Site Supporter Prowler Junkie From:Citrus Heights CA. |
posted 01-27-2003 12:11 AM
Any thing for you Ed |
ALLEY CAT POA Lifetime Site Supporter Prowler Junkie From:mesa, az, USA |
posted 01-27-2003 06:52 AM
BlockBuster - Be careful when you answer Ed's request that way
|
Bob Hacker POA Site Supporter Prowler Junkie From:McHenry IL USA |
posted 01-27-2003 07:36 AM
quote: AC, |
FL Phil POA Site Supporter Prowler Junkie From:Kissimmee, FL USA |
posted 01-27-2003 05:07 PM
Bob, Try Gieco! We also have our home owners with Gieco. Good luck. This message has been edited by CA Phil on 01-27-2003 at 05:08 PM |
jeffsurp Prowler Junkie From:Vero Beach, FL , USA |
posted 01-27-2003 08:31 PM
You might want to consider adding an umbrella policy to your homeowners policy vs. additional liability insurance. We currently pay $150.00 annually for a $2,000,000 umbrella policy (Nationwide). This covers an additional building lot that we own in addition to covering any additional car insurance. This may save many of you additional duplicate coverage on owning several cars plus property. |
Todd Cameron unregistered Admin Use |
posted 01-27-2003 08:58 PM
hmmm, gotta call on that one ------------------ |
Steven R. Gary POA Site Supporter Prowler Junkie From:Mendon, MI 49072 |
posted 01-28-2003 06:13 AM
Thanks MaryAnn & Neal, I will check out Indiana Satate Farm. I wouldn't mind paying a little less. |
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