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Obamacare,,,,,its working just fine,,, (Page 1)

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Author	Topic: Obamacare,,,,,its working just fine,,,
ALLEY CAT POA Lifetime Site Supporter Prowler Junkie From:mesa, az, USA Registered: Jul 2000 Admin Use	posted 03-25-2015 04:17 PM "86 Percent of Health Law Enrollees Receive Subsidies" Glad the working class is supporting many of the entitlement crowd... even further...by providing financial assistance from the federal government to help pay premiums. BHO claims its a Wild Success http://www.nytimes.com/2015/03/11/us/11-7-million-americans-have-insurance-under-health-act.html?_r=0
mslc10 POA Site Supporter Prowler Junkie From:Bulverde, Texas, United States Registered: Nov 2009 Admin Use	posted 03-25-2015 04:26 PM and 32 million still uninsured!!!! woohoo!!!! ------------------ "I'm laughing at the superior intellect ! " James Tiberius Kirk
padroo POA Site Supporter Prowler Junkie From:Chesterton, IN, USA Registered: Dec 2010 Admin Use	posted 03-25-2015 05:04 PM Does this include Ted Cruz? This message has been edited by padroo on 03-25-2015 at 05:05 PM
Landscape Doctor POA Site Supporter Prowler Junkie From:Live Free Or Die State, NH Registered: Aug 2014 Admin Use	posted 03-25-2015 05:16 PM quote: Originally posted by padroo: Does this include Ted Cruz? Unfortunately Teddy does not have a choice like the small percentage of us that pay for insurance. The working people do not have a choice now because Fabulous Care has taken away all our private healthcare insurance.
ALLEY CAT POA Lifetime Site Supporter Prowler Junkie From:mesa, az, USA Registered: Jul 2000 Admin Use	posted 03-25-2015 05:20 PM Teddy gets that special Healthcare package that the prez and all of Congress members get.... Those of us in steerage aren't treated with what the Kings and Queens are provided.
insuranceguy POA Site Supporter Prowler Junkie From:Vancouver, WA USA Registered: Apr 2014 Admin Use	posted 03-25-2015 06:42 PM I own and insurance agency with over 17 agents and we sell health insurance inside/outside the exchange in 3 states In a nutshell: 90% of exchange business, all children were automatically shifted to medicaid. While the husband/wife moved forward to picking a plan. So in my eyes, it was a process in place to move more onto government programs. On top of this interestingly enough people with same income levels for 2014 moving forward into the 2015 exchange, subsidies went down on the average of about a $100/month and premiums ofcourse went up about $100/month as well. To me their game plan, giving insurance companies subsidies for the first few years to enter the exchange. They are taking in apart from the inside out, and we will become a single payer system. And that statement came from someone very high up within one of the exchange programs
ALLEY CAT POA Lifetime Site Supporter Prowler Junkie From:mesa, az, USA Registered: Jul 2000 Admin Use	posted 03-25-2015 08:06 PM insurance guy.....Glad to have you post your experience on this topic...I'm sure most of us aren't too schooled about the inter workings of Obamacare. Did you by chance read all 1200 pages of the law? I don't envy you or your agents,,down the road.
attyedhall POA Site Supporter Prowler Junkie From:midwest usa Registered: Jun 2006 Admin Use	posted 03-25-2015 08:10 PM interesting take on things insuranceguy....HARRY REID DID SAY THAT THIS WAS THE FIRST STEP TO A SINGLE PAYER SYSTEM......JUST LIKE THE VETERANS ADMINISTRATION...AND WE KNOW HOW WELL THAT WORKS....
mslc10 POA Site Supporter Prowler Junkie From:Bulverde, Texas, United States Registered: Nov 2009 Admin Use	posted 03-25-2015 08:43 PM Public insurance Public housing Public schools........ ------------------ "I'm laughing at the superior intellect ! " James Tiberius Kirk
insuranceguy POA Site Supporter Prowler Junkie From:Vancouver, WA USA Registered: Apr 2014 Admin Use	posted 03-26-2015 02:23 PM I do feel everyone has the right to having health insurance, however not with going this direction
ALLEY CAT POA Lifetime Site Supporter Prowler Junkie From:mesa, az, USA Registered: Jul 2000 Admin Use	posted 03-27-2015 06:37 AM quote: Originally posted by insuranceguy: I do feel everyone has the right to having health insurance, however not with going this direction Ins/guy ,,, You live next to Canada,,,how do you feel about the Canadian healthcare system? Just wondering...we hear talk about how great it is,,then others talk about it being a lousy system.
beachcat BANNED From:Ontario, Canada Registered: Jul 2011 Admin Use	posted 03-27-2015 06:53 AM quote: Originally posted by ALLEY CAT: Ins/guy ,,, You live next to Canada,,,how do you feel about the Canadian healthcare system? Just wondering...we hear talk about how great it is,,then others talk about it being a lousy system. If I may jump in on this one,,, Every time I see this topic come up, I thank my lucky stars that I don't have this stress in my life. I never have to think about getting healthcare or coming up with hundreds of dollars every month to protect my family. Yes our system has it's issues but if I'm hurt or in a serious health situation, I will be looked after. And the lack of yearly stress is a huge bonus. All these different coverages and supplimental stuff and 5000 page obamacare document makes me squirm when I hear it.I took my grand daughter to emerg last month with severe stomach cramps. I was prepared for the usual 4 hour wait. But they triaged her in immediately and had a team attending to her within minutes. It's not the cadilac of healthcare but if you need cadilac you can simply pay extra for it. If you want to know about Canadian health care, ask a Canadian. You will hear of some nightmare stories, but most Canadians love it. For some it's a major reason why they live here.
mslc10 POA Site Supporter Prowler Junkie From:Bulverde, Texas, United States Registered: Nov 2009 Admin Use	posted 03-27-2015 07:06 AM I wonder what the breakdown is as far as how much you actually pay per year on your taxes? I am unknowing in this area .
beachcat BANNED From:Ontario, Canada Registered: Jul 2011 Admin Use	posted 03-27-2015 07:34 AM I'm not sure how the taxes are dibbied up. What I do know is billions of dollars per year are not going into the pockets of insurance company shareholders and the huge cost of the bohemuth insurance machine that I hear about in the US. It seems so all consuming for your country. To us it's a non-issue for the most part.
dskatt POA Site Supporter Prowler Junkie From:Denham Springs, Louisiana , USA Registered: Dec 2005 Admin Use	posted 03-27-2015 08:35 AM I have a good friend who is in his mid 50's and retired. He had a private health insurance plan that covered him and his wife but it was declared non compliant with Obama care so he lost it. In talking with his insurance guy he discovered the new Obama care plan he was now eligible for would save him several hundred dollars a month thanks to a generous Goverment subsidy. He paid for it and has been happy with it so far. Oh did I mention he is a mulit-millionaire? Yep he is worth several millions of dollars and yet qualifying for a Obama Care subsidy. You see since he is retired and has very little income,so according to Obama care,he is poor and in need of help. What a way to run a railroad! This message has been edited by dskatt on 03-27-2015 at 08:36 AM
ALLEY CAT POA Lifetime Site Supporter Prowler Junkie From:mesa, az, USA Registered: Jul 2000 Admin Use	posted 03-27-2015 09:33 AM quote: Originally posted by dskatt: I have a good friend who is ,,,,,, a mulit-millionaire Yep he is worth several millions of dollars and yet qualifying for a Obama Care subsidy. You see since he is retired and has very little income,so according to Obama care,he is poor and in need of help. What a way to run a railroad! Same here,,,,except our friend owns a car business that through tax loop-holes and a good CPA, shows making very little yearly profit, if any.....thus is getting good healthcare coverage for he and is wife for little money. This,,while I'm paying 2 1/2 times what I use to pay for healthcare
insuranceguy POA Site Supporter Prowler Junkie From:Vancouver, WA USA Registered: Apr 2014 Admin Use	posted 03-27-2015 09:55 AM Yes i do live close to Canada. It's honestly hard for me to share my true feelings about the Canadian HealthCare system, as I hear good and bad. I can say I have a very good friend who is Canadian who lives in Arizona and hates the heatlhcare in Cananda. I also own two homes in Arizona that we rent out to snowbirds and most of these snowbirds come from Canada and they come down and pay cash for some medical services. Another quick story from about 4 years ago. A good friend of my mom who is a traveling nurse, 4 years ago while working per diem at a hospital in Canada was diagnosed with stomach cancer. She was put on a list to receive radiation/chemo and was told it would be about 4 months. She freaked out long story short, sold her condo located in Vancouver, Washington paid cash for her cancer treatment, lived with my mom during this process. Today she is back at work cancer free, and was told if she would have waited 4 months she would be dead. On the flip side some people are happy with it. I have this feeling it really depends on where you live in Canada on how quickly accessible immediate health care is needed. You speak of a multi-millionaire who is able to get subsidies and I totally believe that. At this time I have two cousins, one a prince of Saudi Arabia and other a prince of DuBai. They both spend about 4 months a year here. They both just came in during the month of December, as they both have subsidize healthcare through the exchange. One of them drives a $200,000 Porsche. Their "allowance" into the United States in non-taxable. I wish the government would have went another direction, from a current business model that has been around 15 years, and funding keeps getting reduced, but they still thrive. They are called Medicare Advantage Programs, they offer no qualifying, no age band and out of pocket maximums half of under age 65 bronze plans. Medicare Advantage plans are private sector plans protected with cost control by the federal government called Medicare Allowable. I feel Medicare Allowable should be higher. However in the highest utilized segment of insurance in the area I live. I can put someone age 70 on a zero premium plan with free gym membership, eye wear allowance and dental for no premium. And a medical out of pocket maximum of $3000.00. The government could have spent NOTHING to bring these to market, and they are already here. Our current exchange set up was all about control and getting more of us onto the government programs. Unlike Medicare Advantage plans, the ACA plans never tackled cost control and pharmacy cost control.
insuranceguy POA Site Supporter Prowler Junkie From:Vancouver, WA USA Registered: Apr 2014 Admin Use	posted 03-27-2015 10:02 AM And by the way I don't bury my assets. I don't qualify for the exchange. I privately pay my premium for my wife and I to the tune of about $1300/month for the two of us. My wife 3 years ago had an allergic reaction to a medication that sent her into acute renal failure. She was in the hospital for 7 days and the bill was $387,000.00. After careful review of the billing. We were charge $20.00 per ibuprofen tablet she was administered. To me the problem lies in excessive billing.
ALLEY CAT POA Lifetime Site Supporter Prowler Junkie From:mesa, az, USA Registered: Jul 2000 Admin Use	posted 03-27-2015 10:27 AM "We were charge $20.00 per ibuprofen tablet she was administered. To me the problem lies in excessive billing." So true,,,,my last trip to the hospital that small box of Kleen-Ex put in the room >>> was about $13 each,,,,,even that plastic POS drinking cup and water pitcher in the room cost the same as a synthetic oil change for a car.... I'm sure a lot of the excesses charges (here anyway) are due to the illegals (no money, no insurance, no address) who the hospitals treat and/or deliver their 'anchor' babies for.......no way of collecting 'jack' from these people.
alrtg POA Site Supporter Prowler Junkie From:Westminster, MD, USA Registered: Dec 2008 Admin Use	posted 03-27-2015 04:49 PM quote: Originally posted by insuranceguy: We were charge $20.00 per ibuprofen tablet she was administered. To me the problem lies in excessive billing. A few month's ago for the first time since I was born, I was admitted to a Hospital for an overnight stay. This was an unexpected stay for me since the procedure I had was supposed to be an "out patient procedure". Looking at the statement of benefits my insurance company sent me, I had a difficult time understanding what charges were for what. There were multiple line entries that simply said "Surgery" in varying high dollar amounts. The only line item I understood was the $1,600.00 charge for my overnight stay. I don't recall seeing a room rate posted on the back side of my door but thought that was a little out of line for one night's stay. On the bright side, I did get two meals out of it. My health insurance plan is currently very good but may soon change for the worse when our Union Contract expires. I for one am seriously concerned that Ben Dover will be doing the negotiating for our health benefits.
Landscape Doctor POA Site Supporter Prowler Junkie From:Live Free Or Die State, NH Registered: Aug 2014 Admin Use	posted 03-27-2015 05:37 PM quote: Originally posted by alrtg: A few month's ago for the first time since I was born, I was admitted to a Hospital for an overnight stay. This was an unexpected stay for me since the procedure I had was supposed to be an "out patient procedure". Looking at the statement of benefits my insurance company sent me, I had a difficult time understanding what charges were for what. There were multiple line entries that simply said "Surgery" in varying high dollar amounts. The only line item I understood was the $1,600.00 charge for my overnight stay. I don't recall seeing a room rate posted on the back side of my door but thought that was a little out of line for one night's stay. On the bright side, I did get two meals out of it. My health insurance plan is currently very good but may soon change for the worse when our Union Contract expires. I for one am seriously concerned that Ben Dover will be doing the negotiating for our health benefits. I already met Ben Dover, I know him very well. He likes my wallet vey much. I tried putting it in my other pocket but he seems to aways find it.
alrtg POA Site Supporter Prowler Junkie From:Westminster, MD, USA Registered: Dec 2008 Admin Use	posted 03-27-2015 06:09 PM quote: Originally posted by Landscape Doctor: I already met Ben Dover, I know him very well. He likes my wallet vey much. I tried putting it in my other pocket but he seems to aways find it. I heard a rumor that Ben is currently seeing Anita Moore. Can you imagine the two of them together.
ALLEY CAT POA Lifetime Site Supporter Prowler Junkie From:mesa, az, USA Registered: Jul 2000 Admin Use	posted 03-27-2015 07:03 PM I can only wonder if Ben Dover is related to my lawyer, Al Bendover
mslc10 POA Site Supporter Prowler Junkie From:Bulverde, Texas, United States Registered: Nov 2009 Admin Use	posted 03-27-2015 10:17 PM Dewey,Skrooem,and Howe
Landscape Doctor POA Site Supporter Prowler Junkie From:Live Free Or Die State, NH Registered: Aug 2014 Admin Use	posted 03-27-2015 11:00 PM quote: Originally posted by mslc10: Dewey,Skrooem,and Howe Were those the 3 stooges?

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