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Author Topic:   barrett jackson ins
John Cole
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From:St. Augustine, FL 32086
Registered: Aug 2000
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posted 11-21-2011 05:56 PM     Click Here to See the Profile for John Cole     send a private message to John Cole   Edit/Delete Message   Reply w/Quote   Search for more posts by John Cole
well, it happened to me, last year's prem $274 this year $502. nothing changed with my driving record.
maybe time for a change.
garysss




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From:Balto. Md.
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posted 11-21-2011 06:05 PM     Click Here to See the Profile for garysss     send a private message to garysss   Edit/Delete Message   Reply w/Quote   Search for more posts by garysss
I think the few that had increase called and had it reduced they said it was a mistake. It's worth a phone call.
VinceM




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From:Mission Viejo, CA, USA
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posted 11-21-2011 06:54 PM     Click Here to See the Profile for VinceM     send a private message to VinceM   Edit/Delete Message   Reply w/Quote   Search for more posts by VinceM
They asked me to justfy the stated value amount since it was more than the blue book value. I gave them a list of the mods that made it well past the insured amount. The underwriter tried to increase the premimum stating the car was "modified". After I complained they reversed the decsion and told me the car would be considered "modified" with a different engine and not with aftermarket additions, paint and chrome etc.
George Johnson




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From:Katy, TX USA
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posted 11-21-2011 07:02 PM     Click Here to See the Profile for George Johnson     send a private message to George Johnson   Edit/Delete Message   Reply w/Quote   Search for more posts by George Johnson
I believe the major difference in the increase in premium is due to the geographical area because some of the Texas Prowlers has said they did not see the increase that I did.
KOL CAT




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From:Palm Beach Gardens,Florida
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posted 11-22-2011 06:45 AM     Click Here to See the Profile for KOL CAT     send a private message to KOL CAT   Edit/Delete Message   Reply w/Quote   Search for more posts by KOL CAT
I was told if you had more than one car no change. This

year was $350 next year $614. I am going back to State

Farm. No change in driving record.

DON WIEBER




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From:Avon, mn, us
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posted 11-22-2011 08:43 AM     Click Here to See the Profile for DON WIEBER     send a private message to DON WIEBER   Edit/Delete Message   Reply w/Quote   Search for more posts by DON WIEBER
i have grundy. the cat valued at 42000 and the trailer at 7000 with a premium of 721 per yr with no ded. i had a claim when we went to tulsa. with in 1 week i had a check. i have a clean record.
there # is 800-338-4005 might be worth the call.
DES

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From:Valencia, Ca 91355
Registered: Oct 2010
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posted 11-22-2011 09:22 AM     Click Here to See the Profile for DES     send a private message to DES   Edit/Delete Message   Reply w/Quote   Search for more posts by DES

GEIKO...So simple even a caveman and a gay lizard can do it

DIXIE Cat


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From:FLORIDA, USA
Registered: Mar 2011
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posted 11-22-2011 11:11 AM     Click Here to See the Profile for DIXIE Cat     send a private message to DIXIE Cat   Edit/Delete Message   Reply w/Quote   Search for more posts by DIXIE Cat
We've had Barrett Jackson for 3 yrs and the premium has remained the same the entire time. $296/year with values at $40K on the cat and $5K for the trailer. We do not have any other vehicle insured with them.
It would be worth a call to inquire as to their reasoning for such an increase.

Keep us posted.

bjprowler


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From:Clarksville,Ohio,USA
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posted 11-22-2011 11:34 AM     Click Here to See the Profile for bjprowler     send a private message to bjprowler   Edit/Delete Message   Reply w/Quote   Search for more posts by bjprowler
There are other factors that come into play with insurance and your premium....You actually have an "insurance score" which is much like your credit score. Do you think your car insurance and your credit score have nothing to do with each other? Wrong!

Your credit score (which can be low even with a perfect pay record) or even simply calling your insurance agent to "inquire" about a possible claim can affect a report that insurance companies call a CLUE Report.....

Read more here:
www.privacyrights.org/fs/fs26-CLUE.htm

This message has been edited by bjprowler on 11-22-2011 at 11:53 AM

Don

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From:Quaker Hill, CT USA
Registered: Aug 2002
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posted 11-22-2011 11:40 AM     Click Here to See the Profile for Don     send a private message to Don   Edit/Delete Message   Reply w/Quote   Search for more posts by Don
This might answer some questions.

Good afternoon Mr. Wood,

I am responding on behalf of Emily with regards to the rate change with Chartis.

Chartis (the underwriting company) has made some rate adjustments to single car, late model, and exotic policies. Although they have taken a rate increase on these types of vehicles, we find that they are still more competitive than Hagerty or American Modern.

None of the vehicles we insure for you are considered late model or exotic. Your premium should remain the same at renewal. This is based on both the type of vehicles as well as the total collection size.

Please feel free to give me a call and I would be happy to discuss with you further.

Happy Thanksgiving!


Best Regards

Amy Spengler
TDC Risk Management

ALLEY CAT





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Prowler Junkie

From:mesa, az, USA
Registered: Jul 2000
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posted 11-22-2011 12:00 PM     Click Here to See the Profile for ALLEY CAT     send a private message to ALLEY CAT   Edit/Delete Message   Reply w/Quote   Search for more posts by ALLEY CAT
My rates with BJ haven't changed during the two years with them. I insure 3 cars with them,,,valued for $125K. I save over $1000 per year, compared to what I paid with State Farm, and for much better total coverage. (I have been with State Farm for 49 years > multi car, multi line discounts, with no tickets, and no claims)

Bottom line,,I'm happy, and can't find better coverage for less, anywhere.

George Johnson




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Prowler Junkie

From:Katy, TX USA
Registered: Apr 2007
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posted 11-22-2011 12:21 PM     Click Here to See the Profile for George Johnson     send a private message to George Johnson   Edit/Delete Message   Reply w/Quote   Search for more posts by George Johnson
quote:
Originally posted by ALLEY CAT:
My rates with BJ haven't changed during the two years with them. I insure 3 cars with them,,,valued for $125K. I save over [B]$1000 per year, compared to what I paid with State Farm, and for much better total coverage. (I have been with State Farm for 49 years > multi car, multi line discounts, with no tickets, and no claims)

Bottom line,,I'm happy, and can't find better coverage for less, anywhere.[/B]


I agree with AC even though mine did increase. Especially, after the break down this weekend...free towing up to 100 miles. Saved me about $150!!

Michael Pond


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From:Canon City, Colorado
Registered: Jul 2003
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posted 11-22-2011 12:23 PM     Click Here to See the Profile for Michael Pond     send a private message to Michael Pond   Edit/Delete Message   Reply w/Quote   Search for more posts by Michael Pond
I have colector vehicle through the NCM insurance agency. You can taylor the program that fits your needs. My rate is $350 a year. 1 877 678 7626. This is through the National Corvette Museum.
John Cole
Prowler Junkie

From:St. Augustine, FL 32086
Registered: Aug 2000
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posted 11-24-2011 08:30 AM     Click Here to See the Profile for John Cole     send a private message to John Cole   Edit/Delete Message   Reply w/Quote   Search for more posts by John Cole
i have checked other carriers and this is still the best deal for the coverage i get. i guess i will stay with them and hope my premium is the same next year with no increase in prem.
idive


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From:Texas USA
Registered: Apr 2003
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posted 11-24-2011 11:31 PM     Click Here to See the Profile for idive     send a private message to idive   Edit/Delete Message   Reply w/Quote   Search for more posts by idive
quote:
Originally posted by Don:
This might answer some questions.

Good afternoon Mr. Wood,

I am responding on behalf of Emily with regards to the rate change with Chartis.

Chartis (the underwriting company) has made some rate adjustments to single car, late model, and exotic policies. Although they have taken a rate increase on these types of vehicles, we find that they are still more competitive than Hagerty or American Modern.

None of the vehicles we insure for you are considered late model or exotic. Your premium should remain the same at renewal. This is based on both the type of vehicles as well as the total collection size.

Please feel free to give me a call and I would be happy to discuss with you further.

Happy Thanksgiving!

Best Regards
Amy Spengler
TDC Risk Management



I could be wrong, but I could swear that Tom Randall posted before that via his conversations with BJ they informed him that the Prowler was considered by them as an exotic car.
Don - are you indicating that, of Emily's cars insured thru Chartis, none of them is a Prowler and thus, she had no rate increase?
Others with Prowlers insured with them have posted that the rate increase notice was recinded as having been made in error. Sounds like they are being less than truthful for the cause of the rate increase?
I'm guessing my rate will increase with renewal. I have 2 Prowlers insured with them, both with significantly different valuations for the same year model, and had a wreck in my Trailblazer in 2010 (before my last renewal in 2011 with no increase in premium). I wonder what excuse I'll get.
When I initially inquired about their insurance, one of the questions I asked was if it was a teaser rate where they get your business and then raise rates. I was told no. The lower rate was due to the fact that these are not daily drivers and are therefore less likely to have claims.
dru




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From:Texas
Registered: Feb 2010
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posted 11-29-2011 08:31 PM     Click Here to See the Profile for dru     send a private message to dru   Edit/Delete Message   Reply w/Quote   Search for more posts by dru
Just wanted to share my experience. I recently requested a quote from Barrett Jackson after having my insurance with USAA since the car was new (but no agreed value). After reading about others experience with BJ over the last year, I decided to see what I could get for an agreed value of $35K. Their quote was from American Modern underwriter. It seems that Chartis is no longer underwriting exotics or for values under $50K. The quote I got was for $659/year. More than I am paying with USAA. The car is in TX, clean driving record, excellent credit. Finally I called BJ today. Was informed that even if Chartis would underwrite (but Emily doubted it since their new policy), it would be $1100/year through them! Nothing like the experience I have read about for the last year or so that others have experienced. I think I will check some of the recommendations from above.
Greg and Veta


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From:Naples, FL, USA
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posted 11-29-2011 09:40 PM     Click Here to See the Profile for Greg and Veta     send a private message to Greg and Veta   Edit/Delete Message   Reply w/Quote   Search for more posts by Greg and Veta
Must be something very new as my BJ insurance with Chartis was just renewed the middle of this month with only a $9 increase on a $35k agreed value.
idive


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From:Texas USA
Registered: Apr 2003
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posted 11-29-2011 09:46 PM     Click Here to See the Profile for idive     send a private message to idive   Edit/Delete Message   Reply w/Quote   Search for more posts by idive
Joe, thats double what I am paying for 4x the coverage. Something's wrong here...
dru




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From:Texas
Registered: Feb 2010
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posted 11-29-2011 10:39 PM     Click Here to See the Profile for dru     send a private message to dru   Edit/Delete Message   Reply w/Quote   Search for more posts by dru
Mickey, I almost choked when she told me that. But those are the quotes. So it sounds like if you are looking for a new policy through BJ, bring your own KY, because I don't think they provide that either!
John Cole
Prowler Junkie

From:St. Augustine, FL 32086
Registered: Aug 2000
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posted 11-30-2011 02:05 PM     Click Here to See the Profile for John Cole     send a private message to John Cole   Edit/Delete Message   Reply w/Quote   Search for more posts by John Cole
greg and veta, ok with the $9 but what is your total prem and do you have only the prowler with them. i understand the increases are going to people with one car and value under $50'000
Greg and Veta


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From:Naples, FL, USA
Registered: Jan 2010
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posted 11-30-2011 06:54 PM     Click Here to See the Profile for Greg and Veta     send a private message to Greg and Veta   Edit/Delete Message   Reply w/Quote   Search for more posts by Greg and Veta
John, I just have the Prowler with them. Agreed value 35K. Total premium $239. Renewal was the 15th of November.
John Cole
Prowler Junkie

From:St. Augustine, FL 32086
Registered: Aug 2000
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posted 12-01-2011 09:36 AM     Click Here to See the Profile for John Cole     send a private message to John Cole   Edit/Delete Message   Reply w/Quote   Search for more posts by John Cole
greg, what is your last name. john
John Cole
Prowler Junkie

From:St. Augustine, FL 32086
Registered: Aug 2000
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posted 12-01-2011 10:01 AM     Click Here to See the Profile for John Cole     send a private message to John Cole   Edit/Delete Message   Reply w/Quote   Search for more posts by John Cole
,greg, i guess you got in under the wire.. be prepared for a major increase next yr. mine went from 274 to 501 agreed value 40,000 renewal is jan 14
faddeo


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Prowler Junkie

From:Lancaster, NY usa
Registered: Aug 2011
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posted 12-01-2011 10:17 AM     Click Here to See the Profile for faddeo     send a private message to faddeo   Edit/Delete Message   Reply w/Quote   Search for more posts by faddeo
I just got a quote from BJ this morning. To insure the Prowler in New York State 482.00/ year. $30,000 stated value.
John Cole
Prowler Junkie

From:St. Augustine, FL 32086
Registered: Aug 2000
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posted 12-01-2011 02:41 PM     Click Here to See the Profile for John Cole     send a private message to John Cole   Edit/Delete Message   Reply w/Quote   Search for more posts by John Cole
they would never admit to this but, i think some of it has to do with age. i am 67

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