posted 07-13-2011 06:03 PM                  

Your renewal premium with Chartis will be approximately $374.00. The quote attached with American Modern is $436.00.

We have partnered with American Modern Insurance (AM Best Rating A+) to make certain you have an alternative. I have attached a proposal for your review. The policy includes agreed value and $0 deductible comprehensive and collision. The policy offers Roadside Assistance up to 200 miles. The liability limits are the same as the current policy. The mileage guidelines are 3000 and usage is occasional commute to work, occasional pleasure use, club events, shows, parades, etc.

If you would like us to move your coverage to American Modern, please let me know and I will send you the application and let you know what additional supporting documents are required.

Please do not hesitate to call with questions and/or concerns. Again, thank you for your continued business.

Best Regards

Amy Spengler

TDC Risk Management

Insuring Collector Cars, Homes, Watercraft, Aircraft and More

1440 Arrowhead Drive

Maumee, OH 43537

419-794-1080 Direct & Fax

posted 07-13-2011 08:11 PM                  

quote:

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Originally posted by meancat:
I just paid mine last month $362.00 it went down about $50.00 from last year. I put a $50,000.00 value on the car and $7,000.00 on the trailer.

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posted 07-13-2011 08:42 PM                  

To cover the three cars with State Farm, with less total coverage, would be $800 year more.

posted 07-22-2011 12:47 PM                  

Liability is $149 yr

The prices are listed on two seperate pages, one for the comp and one for the liability.

I added the second trailer on for another $20

Before that Hagerty wanted $1150

posted 07-23-2011 05:10 AM                  

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Originally posted by Scot Stern:
Just got the bill and I think that it was the same as last year's.

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Old man Sterns,,,,,at your age, the oldest POA poster @104, I'm surprised they even insured you,,,and you should be paying triple the rate! You are a huge risk!

posted 07-25-2011 10:20 AM                  

Actually, you are incorrect about my age. I am now 117 years old. As to my insurance rate, we are not talking about life insurance, it is car insurance. My risk ratio is quite low as all I ever do is sit in the car, think about how good life used to be, and pass gas! The car only has 2700 miles on it so my risk ratio is quite low.

posted 07-25-2011 10:21 AM                  

Actually, you are incorrect about my age. I am now 117 years old. As to my insurance rate, we are not talking about life insurance, it is car insurance. My risk ratio is quite low as all I ever do is sit in the car, think about how good life used to be, and pass gas! The car only has 2700 miles on it so my risk ratio is quite low.

posted 07-25-2011 11:34 AM                  

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Originally posted by nitrosteve:
BJ almost doubled my insurance on the Kat, I got the same lame letter stating why this was done. They stink and I called them and told them so, I cancelled my insurance with them instantly. They suck you in with a low rate and then a year later double the premium. I have contacted the insurance commissioner here in California and opened a claim with them. They sent the appropriate forms, I have filled them out and returned them, this will open an investigation into their activities. The person I spoke with said it looked like a bait and switch scheme of sorts. Everyone who has been screwed by BJ should do the same.

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Steve it appears only ones affected are from CA. you and outagas. So far everyone else has stayed the same.

posted 07-25-2011 12:33 PM                  

quote:

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Originally posted by garysss:
Steve it appears only ones affected are from CA. you and outagas. So far everyone else has stayed the same.

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posted 07-25-2011 02:23 PM                  

Steve - prior to signing on with BJ, I was concerned about the bait and switch tactic and asked about their history of raising rates for that reason. I was told they don't play that way. This issue is certainly of concern to us all and I agree, filing a claim with the board of insurance when this happens is a good idea. But before filing a claim I would contact BJ and ask for more detailed info on the cause of the increase. A generic, "we tried to stop it but were unsuccessful" is inadequate.

posted 07-25-2011 08:09 PM                  

quote:

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Originally posted by Larry Summers:
For more than 10 years I've either insured my Prowler through Hagerty or Grundy Worldwide;and according to the data posted here, I've paid excessive prices. Would someone please tell me how to contact one of these agents you are referencing to include name, phone#, and email.
Thanks in advance.

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Please scroll up to the letter I posted from the B-J rep. Her name, address and ph# are at the bottom of the post.