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Author Topic:   Finally able to correct a major error in judgement.
BeWare





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Prowler Junkie

From:Acworth , Georgia , USA
Registered: Jul 2000
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posted 04-11-2003 04:40 PM     Click Here to See the Profile for BeWare     send a private message to BeWare   Edit/Delete Message   Reply w/Quote   Search for more posts by BeWare
We initially leased our Prowler. I know, I know , it was a Huge mistake. At the time I thought it was the only way we could afford it. But I am happy to report we just today were able to buy out the lease. Got 5.9% financing, much lower payments and saving a ton of money. Hope to be able to pay it off early.

This message has been edited by BeWare on 04-11-2003 at 04:41 PM

Marty Usher



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From:San Antonio, Texas, United States
Registered: Jun 2001
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posted 04-11-2003 05:02 PM     Click Here to See the Profile for Marty Usher     send a private message to Marty Usher   Edit/Delete Message   Reply w/Quote   Search for more posts by Marty Usher
Rich - I am sure you and Linda feel better now knowing that the kat will be your's for good now! We just refinanced our car loan also. (I never knew that was available before) Since The kat was used when we bought it two years ago the interest rate was higher. Our new payments are $87 a month lower!

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2000 Black with hand painted blue faded to purple flames

Duane Curto
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From:Canyon Lake TX 78133 USA
Registered: Aug 2002
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posted 04-11-2003 10:42 PM     Click Here to See the Profile for Duane Curto     send a private message to Duane Curto   Edit/Delete Message   Reply w/Quote   Search for more posts by Duane Curto
Beware,
Who did you finance through to get the lower rate ?

Duane

Blue Kat


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From:Tucker, GA USA
Registered: Apr 2002
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posted 04-12-2003 06:08 AM     Click Here to See the Profile for Blue Kat     send a private message to Blue Kat   Edit/Delete Message   Reply w/Quote   Search for more posts by Blue Kat
Now you won't be able to turn it in at the end of the lease for a new model Prowler, maybe a 2004! I was looking forward to driving up to Marietta and seeing your car in the Ed Voyles Chrysler Used Car lot . . .
I can't imagine what they would write on the windshield "Driven on Sundays by little old retired IBM person"?

This message has been edited by Blue Kat on 04-12-2003 at 06:09 AM

SuperKat





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From:Atlanta, Georgia, USA
Registered: Nov 2001
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posted 04-12-2003 08:00 AM     Click Here to See the Profile for SuperKat     send a private message to SuperKat   Edit/Delete Message   Reply w/Quote   Search for more posts by SuperKat
Congrats Rich. I too look forward to the day our Kat is ours. I told a fellow who was working on the barn that the only thing I own inside is the prowler trailer. Wonder why the banker does not come over to look at his stuff sometime?
Gordon
BeWare





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From:Acworth , Georgia , USA
Registered: Jul 2000
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posted 04-12-2003 11:05 AM     Click Here to See the Profile for BeWare     send a private message to BeWare   Edit/Delete Message   Reply w/Quote   Search for more posts by BeWare
Duane, I did it through the IBM Employees Credit Union. I have too much of myself in this Kat to let the lease run out and buy another. Besides with all the mods the leasing comapny probably would have penalized me if I turned it in. BK driven on on Sundays to Utah and back. SK the only thing I own is the trailer as well.
jd2ksilver


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Personal ScrapBook

From:Mt. View, CA
Registered: Jul 2000
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posted 04-12-2003 11:42 AM     Click Here to See the Profile for jd2ksilver     send a private message to jd2ksilver   Edit/Delete Message   Reply w/Quote   Search for more posts by jd2ksilver
Good for you Rich. I'd like to lower mine payments somehow. Like you, I have WAY to much of me into it. I'm happy for you.

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Marty Usher



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From:San Antonio, Texas, United States
Registered: Jun 2001
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posted 04-12-2003 12:04 PM     Click Here to See the Profile for Marty Usher     send a private message to Marty Usher   Edit/Delete Message   Reply w/Quote   Search for more posts by Marty Usher
John - checkout www.peoplefirst.com - I had my original car loan with them. They provide 37 - 60 month refinancing loans at 5.65% now I believe, but have apolicy of not refinancing any of their current loans so I went through my local bank.

This message has been edited by Marty Usher on 04-12-2003 at 12:05 PM

YellowFever
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posted 04-12-2003 01:18 PM           send a private message to Marty Usher   Edit/Delete Message   Reply w/Quote   Search for more posts by YellowFever
Peoplefirst can be from 12-72 months for new and 12-60 for used.

NEW
12 mos - 3.99
48 mos - 4.49
60 mos - 4.99
72 mos - 5.39

REFINANCE

12 mos 5.19
48-60 mos 5.65

If we finance, we go through these guys. They send you a real bank draft and then you can use it on ANY car. They never even ask what model or price (must be through a dealer though for new)

Duane Curto
Prowler Junkie

From:Canyon Lake TX 78133 USA
Registered: Aug 2002
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posted 04-13-2003 09:21 AM     Click Here to See the Profile for Duane Curto     send a private message to Duane Curto   Edit/Delete Message   Reply w/Quote   Search for more posts by Duane Curto
YF,
Thanks
WPG
Prowler Junkie

From:Orlando, Florida
Registered: Aug 2000
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posted 04-13-2003 01:05 PM     Click Here to See the Profile for WPG     send a private message to WPG   Edit/Delete Message   Reply w/Quote   Search for more posts by WPG
I will second the recommendation for using PeopleFirst (http://www.peoplefirst.com). Like mentioned, they send you a bank draft within a couple of days (mine arrived in two). Their customer service was excellent, and the best part was the only fee was $35.

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Bill Gallagher
Magic Touch Designs Inc
1999 Red

www.MagicTouchDesigns.com

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