Trailer insurance.....how many have it? - ProwlerOnline, Plymouth/Chrysler Prowler Discussion Forum

Home Page

Owners Registry

Discussion Forums

ProwlerMall

Event Scrapbooks

About

Click here to return to the Prowler Online Board Main Page
Thread Closed

Topic Closed

ProwlerOnline, Plymouth/Chrysler Prowler Discussion Forum

General Prowler Discussion

Trailer insurance.....how many have it?

edit profile | register | preferences | faq | search

Bottom of Page

next newest topic | next oldest topic

Author	Topic: Trailer insurance.....how many have it?
Marty Usher POA Site Supporter Prowler Junkie From:San Antonio, Texas, United States Registered: Jun 2001 Admin Use	posted 06-28-2002 02:43 PM My auto insurance agent tells me the trailer is covered by the cars policy for liability in case I run it into something. To get it covered for colision, meaning if I am responsibly for an accident, insurance will cover it requires an additional policy which is subject to a separate deductible unless I pay an even higher premium for no deductible. What has everyone else with a trailer done. Since I will only use the trailer about 1/2 dozen times a year, I am inclined to not buy the additional policy and risk being really PO's at myself if I wreck it. Marty ------------------ *2000 Black with hand painted blue faded to purple flames* Driving my Dream
MZBHVNN POA Site Supporter Prowler Junkie From:Haines City, FL US Registered: Jan 2002 Admin Use	posted 06-28-2002 03:03 PM Marty, I haven't received my trailer yet, but after checking with State Farm, I will self-insure the trailer for collision and theft. Like you I hope to h#ll that I don't wreck it.
cnote6 POA Site Supporter Prowler Junkie Personal ScrapBook From:Dallas, TX Registered: Nov 2000 Admin Use	posted 06-28-2002 03:04 PM I dont use it much? Self insure.JMO
JCProwler POA Site Supporter Prowler Junkie From:Southern California Registered: Nov 2001 Admin Use	posted 06-28-2002 03:13 PM i GOT INS. ON MY TRAILER, WHAT ABOUT IF THEY DONT HAVE PARTS TO FIX THEM???
Marty Usher POA Site Supporter Prowler Junkie From:San Antonio, Texas, United States Registered: Jun 2001 Admin Use	posted 06-28-2002 03:17 PM quote: Originally posted by topcat: i GOT INS. ON MY TRAILER, WHAT ABOUT IF THEY DONT HAVE PARTS TO FIX THEM??? If they don't have the parts at the Chrysler Dealer, I would probably have another body shop work on it. I guess it would depend on how bad the damage is. In either case, my question is with the limited use is the risk worth the cost of an additional policy? I believe I will let the car policy cover any liability and accept the risk myself. Marty
Dave Mills POA Site Supporter Prowler Junkie Personal ScrapBook From:Johnstown, PA, USA Registered: Jul 2000 Admin Use	posted 06-28-2002 03:38 PM I did insure my trailer. I only use it part time also, but I decided it was better to insure it (actually since Brenda is my insurance agent, she just did it and told me afterward).
fixumm POA Site Supporter Prowler Junkie From:Roselle ILL Registered: Feb 2002 Admin Use	posted 06-28-2002 03:51 PM I don't have ins on mine eather. use it a few times a year so i'll take the chance, i havent even titled it. I use the plate off of my other trailer that is rated for #10,000 lbs. i know i can't be over weight. This message has been edited by fixumm on 06-28-2002 at 03:53 PM
WE PROWL Prowler Junkie From:Virginia Beach, VA Registered: Jan 2002 Admin Use	posted 06-28-2002 05:12 PM I got it. I thought it was reasonable: Geico $20/six months for $100 ded. comprehensive and $250 ded. collision.
Marty Usher POA Site Supporter Prowler Junkie From:San Antonio, Texas, United States Registered: Jun 2001 Admin Use	posted 06-29-2002 04:29 PM quote: Originally posted by WE PROWL: I got it. I thought it was reasonable: Geico $20/six months for $100 ded. comprehensive and $250 ded. collision. My agent hasn't called back with premium yet. For $20 premium I guess I would get it. I was thinking it would be 5 times that much. Marty
cmblockhus POA Site Supporter Prowler Junkie From:Citrus Heights CA. Registered: Apr 2001 Admin Use	posted 06-30-2002 04:51 PM Mine is fully covered while sitting for loss of any type or unhooked from the car then is covered by the car when towing, both the cat and the box are with state farm and the cost was like nothing but I pull mine around alot, as in sept to ok city, montana last year and all over ca all the time, worth the cost. Happy Prowlin curtis
BuddyBrad POA Site Supporter Prowler Junkie From:Naperville, IL USA Registered: Dec 2001 Admin Use	posted 06-30-2002 09:00 PM State Farm is insuring my trailer for $27/every six months. That includes theft and if I run over someone's big toe. I think it's $100 deductible. What I don't know is if it covers beer spoilage due to a flat tire?
Marty Usher POA Site Supporter Prowler Junkie From:San Antonio, Texas, United States Registered: Jun 2001 Admin Use	posted 06-30-2002 09:53 PM Thanks Curtis and BuddyBrad. My insurance on the KAT is with State Farm, so it looks like coverage will be affordable. Thanks Marty ------------------ *2000 Black with hand painted blue faded to purple flames* Driving my Dream
spoons POA Site Supporter Prowler Junkie Personal ScrapBook From:West Palm Beach, FL Registered: Sep 2000 Admin Use	posted 06-30-2002 10:04 PM I carry insurance on my trailer.... I think it is like $25 for the year.
Jim Evans Prowler Enthusiast From:Sterling, CT, US Registered: Apr 2002 Admin Use	posted 07-02-2002 06:27 AM Just dont worry about your trailers, also think about all the other mods that you have done to your Kat's... Remember your ins policy covers only what the vehicle comes with from the factory, so if you have added custom paint, wheels, spoilers, anything that you have purchased after the fact, you are going to want to make sure that they will be covered also. This is usually called Custom Parts and Equipment coverage (CPE). I would not recommend telling them about your nitrous kits, as this would be an engine enhancing mod and could result in an big increase in premium
Marty Usher POA Site Supporter Prowler Junkie From:San Antonio, Texas, United States Registered: Jun 2001 Admin Use	posted 07-02-2002 07:36 AM quote: Originally posted by Jim Evans: Just dont worry about your trailers.....I would not recommend telling them about your nitrous kits, as this ....could result in an big increase in premium Jim - Since this thread is about trailer insurance I just wanted you to know I don't have a nitrous kit in my trailer. Seriously, your point is well taken. Happy Prowling Marty
Jim Evans Prowler Enthusiast From:Sterling, CT, US Registered: Apr 2002 Admin Use	posted 07-02-2002 09:13 AM THen you are truly missing one of the greatest power increasing tools. Think how many nitrous tanks could fit in there
Marty Usher POA Site Supporter Prowler Junkie From:San Antonio, Texas, United States Registered: Jun 2001 Admin Use	posted 07-02-2002 09:32 AM I think PaulR claims to have had the fastest Prowler with trailer run at the track..maybe this could be a whoile new catagory at the drags at Crusin The Gulf Coast? Happy Prowling Marty
Paul POA Site Supporter Prowler Junkie From:Cedarburg, WI USA Registered: Jul 2000 Admin Use	posted 07-02-2002 10:37 AM I may be the first person to actually file a claim using the insurance I bought on the trailer. Driving to the Woodward celebration last year, I ran over a piece of metal that jumped up and caught the lower end of the trailer. Fixing it cost me $50.00 on my deductible. The job to repair it was around $350.00. Guess my first several years of insurance premiums paid off right off the bat. Oh, yes, I have State Farm for all my vehicles.

All times are CT (US) Top of Page Previous Page	Return to General Prowler Discussion next newest topic \| next oldest topic
Administrative Options: Open Topic \|Make Sticky \| Archive/Move \| Delete Topic
	Hop to:

Contact Us | Prowler Online Homepage

All material contained herein, Copyright 2000 - 2012 ProwlerOnline.com
E-Innovations, LP

POA Terms of Service