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Author Topic:   Car Insurance.....
Joe Rad
Prowler Junkie

From:Orlando, FL, USA
Registered: Sep 2000
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posted 04-24-2001 10:23 AM     Click Here to See the Profile for Joe Rad     send a private message to Joe Rad   Edit/Delete Message   Reply w/Quote   Search for more posts by Joe Rad
OK...I'm tired of paying $900./yr for my prowler car insurance.

Yeah, I am one of those guys who keeps the car in the garage as a toy, an occasional weekend driver.
I will put about 2500 miles/yr on the Kat.

Anyone know of a "collectors" car insurance for around $500/yr??


Thanks!


ben
Prowler Junkie

From:Bradenton, FL
Registered: Feb 2001
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posted 04-24-2001 10:24 AM     Click Here to See the Profile for ben     send a private message to ben   Edit/Delete Message   Reply w/Quote   Search for more posts by ben
Collectors car insurance is only for the old old old cars.. Something like before 1975 or so depending on the company. The Prowler won't qualify for any of them......
I pay $600 every 6 months, and the Prowler gets less than 1000 miles a year on it, PLUS I have 3 other Hummers besides which are on the same policy, the main Hummer being about $2500/year due to my age (21), being unmarried, and also having my license less than 5 years in this state..........

Sigh...

-Ben

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Ben Evans
2000 Silver Prowler

Joe Rad
Prowler Junkie

From:Orlando, FL, USA
Registered: Sep 2000
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posted 04-24-2001 10:32 AM     Click Here to See the Profile for Joe Rad     send a private message to Joe Rad   Edit/Delete Message   Reply w/Quote   Search for more posts by Joe Rad
Want to ask the prowler group, before I start calling a handful of insurance companies for "occasional use" car insurance policy.

True..I have a 1950 Truck, and pay $250/yr for it. It lives in the garage, except for the occasional weekend show...similar to the prowler.

I have 4 cars....still no fleet rate. There has got to be a repuatable co. and policy that allows for my situation.

This only burns me because both Prowler and 1950 truck policy renewals came yesterday. $250/yr truck vs. $900/yr on prowler...

Appreciate your leads.


Andy R


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Prowler Junkie

From:Cincinnati, OH
Registered: Jan 2001
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posted 04-24-2001 10:36 AM     Click Here to See the Profile for Andy R     send a private message to Andy R   Edit/Delete Message   Reply w/Quote   Search for more posts by Andy R
Hey Joe,
I have Progressive for my cars and the Prowler is $614/yr.
Andy

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Black '99

Joe Rad
Prowler Junkie

From:Orlando, FL, USA
Registered: Sep 2000
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posted 04-24-2001 10:39 AM     Click Here to See the Profile for Joe Rad     send a private message to Joe Rad   Edit/Delete Message   Reply w/Quote   Search for more posts by Joe Rad
Thanks Andy...like that rate much beter.
I'm calling them now.
Todd Cameron
unregistered

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posted 04-24-2001 10:42 AM           send a private message to Joe Rad   Edit/Delete Message   Reply w/Quote   Search for more posts by Todd Cameron
all depends on where you live, your driving record, marital status and age. Progressive here, in LA, for me, would be around 900 a MONTH. I'm still hunting for insurance too... if I get any new leads I'll post.

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2000 Black, 2001 Black Tie, 2001 Orange

Ray
unregistered

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posted 04-24-2001 10:49 AM           send a private message to Joe Rad   Edit/Delete Message   Reply w/Quote   Search for more posts by Ray
Also, be careful when just shopping price for something like car insurance for a Prowler ... a wise ole man who owned a body shop once told me: You get what you pay for, and pay for, and pay for ...

Meaning, hope they cover you without hassle if and when a claim is made! I am with State Farm and pay roughly $400 something for 6 months of use -- stored other 6 here in the midwest.

Good luck!

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cwatsonjr
unregistered

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posted 04-24-2001 11:24 AM           send a private message to Joe Rad   Edit/Delete Message   Reply w/Quote   Search for more posts by cwatsonjr
We have State Farm and pay the same amount as Ray.

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Cliff Watson

FL Phil




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Prowler Junkie

From:Kissimmee, FL USA
Registered: Jul 2000
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posted 04-24-2001 12:21 PM     Click Here to See the Profile for FL Phil     send a private message to FL Phil   Edit/Delete Message   Reply w/Quote   Search for more posts by FL Phil
Have Geico and pay $324 every 6 months on the 01 and $298 on the 99 Prowler with $500.00 deductable.

This message has been edited by CA Phil on 04-24-2001 at 12:22 PM

Joe Rad
Prowler Junkie

From:Orlando, FL, USA
Registered: Sep 2000
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posted 04-24-2001 12:27 PM     Click Here to See the Profile for Joe Rad     send a private message to Joe Rad   Edit/Delete Message   Reply w/Quote   Search for more posts by Joe Rad
True....there are many variables involved in insurance quote on 1999 Prowler, but here is what I found, for a Florida resident with 20+ years safe driving experience:

Geico: $900/yr
Progressive: $1400./yr
American Hobbyist: $650/yr
800-396-3796
(ask for Lynn)

All had same coverage quote.

ben
Prowler Junkie

From:Bradenton, FL
Registered: Feb 2001
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posted 04-24-2001 02:44 PM     Click Here to See the Profile for ben     send a private message to ben   Edit/Delete Message   Reply w/Quote   Search for more posts by ben
Is that phone # to Lynn right? I just get a fax machine....

-Ben

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Ben Evans
2000 Silver Prowler

ALLEY CAT





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Prowler Junkie

From:mesa, az, USA
Registered: Jul 2000
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posted 04-24-2001 10:51 PM     Click Here to See the Profile for ALLEY CAT     send a private message to ALLEY CAT   Edit/Delete Message   Reply w/Quote   Search for more posts by ALLEY CAT
State Farm on my cat - $293 every six months with up to 7,500 annual mileage limit. Multi car, multi line discounts, but I'm in a high theft area.

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Larry Salzman
Call 911 - there is a Prowler in my garage....

ed monahan





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From:Cincinnati, Oh, USA
Registered: Jul 2000
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posted 04-25-2001 12:21 AM     Click Here to See the Profile for ed monahan     send a private message to ed monahan   Edit/Delete Message   Reply w/Quote   Search for more posts by ed monahan
Is the high theft area due to you BIGFOOT? I pay $625 a year for State Farm. They used to be horrible to deal with but are now VERY customer friendly as far as repairs. I have multi car discount.
Richard Jackson




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Prowler Junkie

From:Fairfield, Ohio
Registered: Jul 2000
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posted 04-25-2001 09:03 AM     Click Here to See the Profile for Richard Jackson     send a private message to Richard Jackson   Edit/Delete Message   Reply w/Quote   Search for more posts by Richard Jackson
USAA $646 per year.
Richard

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OhioSilverCat

Joe Rad
Prowler Junkie

From:Orlando, FL, USA
Registered: Sep 2000
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posted 04-25-2001 09:25 AM     Click Here to See the Profile for Joe Rad     send a private message to Joe Rad   Edit/Delete Message   Reply w/Quote   Search for more posts by Joe Rad
Correction:

American Hobbyist
Lynn
800-396-3792


Hope she can help some of you reduce your insurance rates too.

Ray
unregistered

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posted 04-25-2001 09:54 AM           send a private message to Joe Rad   Edit/Delete Message   Reply w/Quote   Search for more posts by Ray
Those of you citing State Farm and low annual premiums ... what are your limits and what is your deductable? Seems you have lower annual rates than my 6 month rate and the questions I pose are the 'wild cards' that determine the rate .... curious.

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Gary C


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Prowler Junkie
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From:San Diego Area
Registered: Jul 2000
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posted 04-25-2001 10:02 AM     Click Here to See the Profile for Gary C     send a private message to Gary C   Edit/Delete Message   Reply w/Quote   Search for more posts by Gary C
I have been a Bad boy, $10.81 a Day.
butchcee


POA Site Supporter
Prowler Junkie

From:Lake Ariel, Pa.
Registered: Sep 2000
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posted 04-25-2001 10:23 AM     Click Here to See the Profile for butchcee     send a private message to butchcee   Edit/Delete Message   Reply w/Quote   Search for more posts by butchcee
State Farm, 250-500, 500 deduct, good driver, multi car and home disc $1200 a year-welcome to NY

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Yellow is DCOOLEST

WPG
Prowler Junkie

From:Orlando, Florida
Registered: Aug 2000
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posted 04-25-2001 10:25 AM     Click Here to See the Profile for WPG     send a private message to WPG   Edit/Delete Message   Reply w/Quote   Search for more posts by WPG
Joe,
I am with State Farm. Below are the stats:
- $962 a year
- un married male driver age 25-29
- driven over 7,500 annually
- $50,000 uninsured
- $500 deductible collision/comprehensive

I am receiving the following discounts:
- anitlock brakes (the Prowler has anti-lock brakes, right? ... right? Hey, they set it up that way!)
- multicar
- antitheft
- Vehicle safety
- accident free


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Bill Gallagher
www.magictouchdesigns.com

tangled up in BLUE


POA Site Supporter
Prowler Junkie

From:New Castle, Ind
Registered: Dec 2000
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posted 04-25-2001 10:27 AM     Click Here to See the Profile for tangled up in BLUE     send a private message to tangled up in BLUE   Edit/Delete Message   Reply w/Quote   Search for more posts by tangled up in BLUE
Approx $650. per year.....several other cars and house insured with the same carrier...I also am 49, no accidents ever, and no tickets since July 3, 1969....living in a small midwestern town also helps...amounts will vary widely depending on certain factors in your particular situation.....my son(23)pays more for an 85 pickup truck, liability only, than I do for a Viper....

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X-Black 99
X-Silver Bullet
X-Black 2000
X-Y2K YELO X 4

cnote6





POA Site Supporter
Prowler Junkie
Personal ScrapBook

From:Dallas, TX
Registered: Nov 2000
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posted 04-25-2001 10:30 PM     Click Here to See the Profile for cnote6     send a private message to cnote6   Edit/Delete Message   Reply w/Quote   Search for more posts by cnote6
$2.89 per day.

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TGF spolier, bumper kit,Hardtop
Real Rod exhaust & Mopar exhaust
2000 Black bumpers & Chrome shimmers
carlini trans cover & brake lines
Chromed front & rear of Kat & front end protectors
Chrome 2000 shifter,Purple neon underneath
Dunlop SP 9000's

cwatsonjr
unregistered
Personal ScrapBook
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posted 04-25-2001 11:42 PM           send a private message to cnote6   Edit/Delete Message   Reply w/Quote   Search for more posts by cwatsonjr
Okay found my State Farm policy -

Bodily Injury and Property Damage 25/50/25
Comprehensive 100 deductible
Collision 250 deductible
Car Rental/Travel Expense 80% Rental/500/Max
Uninsured Motor Vehicle 25/50
Uninsured Mtr Veh Prop Dmg
Good Driver Discount

$925.80 a year - Ventura County, CA.

Al - I need to check into some of your discounts since they apply to me (multicar, antitheft, Vehicle safety,accident free)!!!!!!!!


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Cliff Watson

Todd Cameron
unregistered
Personal ScrapBook
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posted 04-25-2001 11:46 PM           send a private message to cnote6   Edit/Delete Message   Reply w/Quote   Search for more posts by Todd Cameron
dam... all I can say is... must be nice... $465 a MONTH here for 3 Prowlers... plus $375 for 3 vans, a MONTH

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2000 Black, 2001 Black Tie, 2001 Orange

ed monahan





POA Lifetime Site Supporter
Prowler Junkie
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From:Cincinnati, Oh, USA
Registered: Jul 2000
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posted 04-26-2001 04:05 AM     Click Here to See the Profile for ed monahan     send a private message to ed monahan   Edit/Delete Message   Reply w/Quote   Search for more posts by ed monahan
I have $100,000/300,000 for bodily injury, 50,000 property. Uninsured is also 100,000/300,000 but I have $1000 deductible on collision and $50 on comprehensive and I am over 50 with multi-car, airbags, and new business (whatever that is) discounts on last years policy. I can't find the one I just paid, but it went down so I guess it is accident free discount.
deelmakur
Prowler Enthusiast

From: CT(NYC), Gulf Stream, FL, Seattle (Kat stays in WA)
Registered: Mar 2001
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posted 04-29-2001 12:39 AM     Click Here to See the Profile for deelmakur     send a private message to deelmakur   Edit/Delete Message   Reply w/Quote   Search for more posts by deelmakur
On average, most owners are looking at $800 to $1000 annually, which really isn't bad, considering it is a fast car with little protection if you get whacked at high speed. The saving grace is it's uniqueness. Professional thieves stay away from them because they are too easy to spot, and the market for the parts, if they are chopped, is limited by the relatively small number produced. Biggest problem is comp claims. Certain civilians who have an issue with other people's things, occasionally like to deface them.

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