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 Insurance Costs - age/location/driving record (Page 1)
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| Author | Topic: Insurance Costs - age/location/driving record |
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rjcalnan Prowler Enthusiast From:Rochester, NY area |
posted 12-12-2003 09:22 AM
    
Hi all ... long time no post, but to keep to my word I am still looking for a cat this winter/spring (might be working something with Hollywood on his high mileage ride) Anyway - just curious what everyone 's premium is on their Prowler per year or 6 months: Age: And any other variables that you can think of that might make a difference. thanks so much! |
01Prowler   POA Site Supporter Prowler Junkie From:Dallas, TX |
posted 12-12-2003 09:40 AM
24 Dallas, TX Decent Driving Record Full Coverage $250 ded $2500/yr This message has been edited by 01Prowler on 12-12-2003 at 09:40 AM |
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rjcalnan Prowler Enthusiast From:Rochester, NY area |
posted 12-12-2003 09:46 AM
lol - I should have made a note: Under 25 need not apply.errr...reply! LOL Also - dude, up your deductable to $1,000 - you'll be amazed at your drop in price. |
pumpkin   POA Site Supporter Prowler Junkie Visit Waleke's World Personal ScrapBook From:Las Cruces, NM, USA |
posted 12-12-2003 09:57 AM
Gender/age------male/67 Loc-------Las Cruces, New Mexico (USA) Driving rec-------excellent Coverage----full Ded----$1000 Annual cost----$500 insurer---All my cars are insured by Progressive
------------------ More 'Pumpkin' photos . . . . . More cars and other stuff New pictures in Personal Scrapbook (02/23/03) This message has been edited by pumpkin on 12-12-2003 at 10:40 AM |
Kelley Austin Prowler Junkie From:Newport, Arkansas, USA |
posted 12-12-2003 10:17 AM
Pumpkin, Who are you insured with? I need some of that. Mine is $1300 per year. with good driving record $1000 ded. and 56 years old. |
BeWare                POA Site Supporter Prowler Junkie From:Acworth , Georgia , USA |
posted 12-12-2003 10:39 AM
The state and even the county within, where you live can be a major factor. When I moved from Utah to Georgia in 1985, my insurance rates increased 4 fold. At the time I had an Mazda RX7 which I had no difficulty getting insurance on in Utah. I had so many problems getting insurance in Georgia and the rates were so high when I could get it, that I traded it in on an 86 T-Bird. Other factors that can affect rates are, how many cars you are insuring, occasional or daily driver, do you have your house insured with the same provider , etc. I am paying now @ Hanover Insurance $923.00 a year at 58 years of age with full coverage, $500 deductable, 3 Vehicles, Prowler listed as recreational use only and I also have my house insured with them as well. I have made three claims this year (bad year), so I am afraid of what my premium will be next year. Up to now we were pretty clean. |
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pumpkin POA Site Supporter Prowler Junkie Visit Waleke's World Personal ScrapBook From:Las Cruces, NM, USA |
posted 12-12-2003 10:43 AM
quote: We are now with Progressive.The deductible is what really puts a bang on your ins cost. |
Randy Cobb POA Site Supporter Prowler Junkie From:Greensboro, NC |
posted 12-12-2003 11:20 AM
I'll be 50 in Jan. North Carolina Good driving record (1 moving violation in last 10 years) The St. Paul $500 deductable Not sure on limits Approx. $700.00 annually My Prowler insurance is in a package with other cars, home, jewelry and personal liability umbrella. ------------------ |
ssknar POA Site Supporter Prowler Junkie From:Fox River Grove, IL USA |
posted 12-12-2003 11:54 AM
I am in the far nothwest suburbs in Chicago. Use State Farm Age - 38 $800 Annually $500 Ded 5000 Mile Limit Per Year Would appreciate any Chicago input. Would love to save a few bucks! Thanks, Steve |
CTProwler POA Site Supporter Prowler Junkie From:Sherman CT USA |
posted 12-12-2003 12:12 PM
(49 yrs old) Progressive Insurance ($936 for 01)($956 for 02) $1000 deductible. Thats for 12 months, I drop collision 4 months in the winter. ------------------ |
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Bob Miller POA Site Supporter Prowler Junkie From:Alexandria, Virginia, United States |
posted 12-12-2003 12:20 PM
Age: 54 Location: Northern Virgina, suburb of Washington, DC Driving Record: Excellent Coverage: Bodily Injury: $100,000 per person/$200,000 per accident $ 58.52 Property Damage: $50,000 per accident $ 59.68 Medical Expense Benefits: $5,000 per person $ 18.73 Uninsured Motorists: $ 17.50 Bodily Injury $100,000 per person/$200,000 per accident Property Damage $50,000 per accident Vehicle Coverages Deductibles/Limits Premium Other Than Collision - OTC: $500 deductible $ 78.36 Collision: $500 deductible $161.76 Towing & Labor: Coverage $ 6.00 Vehicle total for six months: $400.55 Hope this helps. I have all my insurance with USAA.
This message has been edited by Bob Miller on 12-12-2003 at 12:26 PM |
Bob Goetz POA Site Supporter Mr. Real Rod From:Belle Plaine MN USA |
posted 12-12-2003 12:29 PM
40 Male Belle Plaine, MN 6 points ( this is bad ) and 18 year old in household Full Coverage with no deductable on glass $500 deductable Multi car discount,Life,shop and homeowners $857 for year round coverage with American Family ------------------ |
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pumpkin POA Site Supporter Prowler Junkie Visit Waleke's World Personal ScrapBook From:Las Cruces, NM, USA |
posted 12-12-2003 12:33 PM
You may not know this.On uninsured motorist ins. you only have to pay on one car regardless of how many cars you have . Check with your carrier on this, they won't tell you.  |
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rjcalnan Prowler Enthusiast From:Rochester, NY area |
posted 12-12-2003 02:11 PM
Thanks for all the resonses!!! Looks like for 4 months it's be about $300 for me!!! woohoo!!! thanks! |
Dave Mills POA Site Supporter Prowler Junkie Personal ScrapBook From:Johnstown, PA, USA |
posted 12-12-2003 02:35 PM
Here is another one: Age 54 ------------------ |
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Bcoffman Gray Ghost Prowler Junkie From:Marshall,Mo.65340 |
posted 12-12-2003 03:28 PM
After nearly 50 years and 1000s of cars, watch this jinx me. I never carried anything but liability. One car I financed for 4 months, and had to buy full coverage. Then I went back to liability only. I can afford to total out this car and still be dollars ahead. Hope this one doesn't make me regret it. Same way with extended warrantees. Never spent my money on them. Oh Well.  |
SuperKat POA Site Supporter Prowler Junkie From:Atlanta, Georgia, USA |
posted 12-12-2003 03:48 PM
We have an exhibition policy similar to the superbird; premium for full coverage with 4500 mile limit is about $400/yr. Our Kat has to be locked up at night. I did ask about a Viper; regular policy was $2000/yr exhibition $450. Gordon |
Gene POA Site Supporter Prowler Junkie From:St.Petersburg,Fl USA |
posted 12-12-2003 06:27 PM
As a addition on State Farm mine is 600.00 and change per year.I have 34 Ply.streetrod and 32 Ford roadster with Haggerty but they will not cover Prowlers. |
ALLEY CAT POA Lifetime Site Supporter Prowler Junkie From:mesa, az, USA |
posted 12-12-2003 07:05 PM
I've been with State Farm for 41 years,,,,,,,no since stating age, lol. 7500 mile yearly limit, multi- line, multi - cars, over 50 discount, clean record for many years, but live in a high theft, high accident, metro area. $1000 deduct. = $300 even every 6 months. |
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Bill Watson Prowler Junkie From:Eugene OR USA |
posted 12-12-2003 07:26 PM
HI, THIS IS BILL FROM OREGON, I AM 63 YEARS OLD WITH A PERFECT DRIVING RECORD. I HAVE TWO KATS INSURED, THEY ARE BOTH 2002 AND I PAY $216 PER SIX MONTHS PER KAT WITH A $1000 DEDUCTIBLE AND $300,000 LIABILITY. 5000 MILE A YEAR LIMITATION. BILL |
idive POA Site Supporter Prowler Junkie From:Texas USA |
posted 12-12-2003 08:18 PM
quote: I don't know when you last tried Haggerty on your Prowler but within the last 2 months, I got a quote on my Prowler thru Haggerty. It wasn't a cheap quote, but it was a quote. ------------------   |
GenoTex POA Site Supporter Prowler Junkie Personal ScrapBook From:Oakfield, WI, USA |
posted 12-13-2003 08:55 AM
Heyyyyyyyyyyy Gene............. Got pics of those rods for us ? |
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rjcalnan Prowler Enthusiast From:Rochester, NY area |
posted 12-13-2003 10:08 AM
Once again - you guys are awesome. So much more so than the folks at VPA :-) thanks so much! |
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pumpkin POA Site Supporter Prowler Junkie Visit Waleke's World Personal ScrapBook From:Las Cruces, NM, USA |
posted 12-13-2003 10:50 AM
quote: Don't forget the ladies. ------------------ More 'Pumpkin' photos . . . . . More cars and other stuff New pictures in Personal Scrapbook (02/23/03) |
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pumpkin POA Site Supporter Prowler Junkie Visit Waleke's World Personal ScrapBook From:Las Cruces, NM, USA |
posted 12-13-2003 10:51 AM
quote: Don't forget the ladies. ------------------ More 'Pumpkin' photos . . . . . More cars and other stuff New pictures in Personal Scrapbook (02/23/03) |
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